Pasco County property record for 18406 Sand Pine Dr, Spring Hill, FL 34610
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,532 sqft · built 1977 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,000 (May 2026) |
| Tax Bill | $2,378 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-18-0040-00002-2220 |
| Primary APN | 06-24-18-0040-00002-2220 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| Gross Area | 1,844 sqft |
| 1st Floor Area | 1,532 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 288 sqft |
|---|---|
| Porch | Open Aluminum/Fiberglass Porch |
| Porch Area | 375 sqft |
| Deck Area | Deck Area |
| Patio Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 18406 SAND PINE DR |
|---|---|
| City | SPRING HILL |
| State | FL |
| Zip | 34610-1666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR1 |
| Legal Description | UNIT 10 OF THE HIGHLANDS PB 12 PGS 121 TO 137 LOT 2222 OR 9366 PG 3009 |
| Legal Range | 18E |
| Legal Township | 24S |
| Legal Section | 06 |
| Legal Subdivision | THE HIGHLANDS |
| Legal Tract | 40 |
| Legal Block | 2 |
| Legal Lot Number | 2222 |
| Legal Unit | 10 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 31806 |
Source: Pasco County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18406 SAND PINE DR, SPRING HILL, FL 34610-1666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Feb 14, 2024 | Deed of Trust, Mortgage · VA Mortgage LOAN PRONTO INC |
| May 29, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 29, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | May 12, 2016 · Amount on Record |
| Deed Document Number | 202699962 |
| Deed Book / Page | 11429 / 463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 18406 SAND PINE DR, SPRING HILL, FL 34610-1666 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18406 SAND PINE DR, SPRING HILL, FL 34610-1666 |
| Document Number | 0103040335 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 10304/335 |
| Instrument | 2021054882 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 18406 SAND PINE DR, SPRING HILL, FL 34610-1666 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 18406 SAND PINE DR, SPRING HILL, FL 34610-1666 |
| Document Number | 0109590596 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 10959/596 |
| Instrument | 2024024478 |
| Name | LOAN PRONTO INC |
|---|---|
| Type | Mortgage Company |
| Address | 800 WESTMERE AVE STE 300, CHARLOTTE, NC 28208 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 29, 2026 |
| Property Address | 18406 SAND PINE DR, SPRING HILL, FL 34610-1666 |
| Document Number | 0000099962 |
| Book / Page | 11429 / 463 |
| Instrument Date | May 21, 2026 |
| Instrument | 202699962 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | CSTONE TITLE, CAPSTONE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282,093.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18406 SAND PINE DR, SPRING HILL, FL 34610-1666 |
| Document Number | 0000099963, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202699963 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 29, 2026 |
| Property Address | 18406 SAND PINE DR, SPRING HILL, FL 34610-1666 |
| Document Number | 0114290463 |
| Book / Page | 11429 / 463 |
| Instrument Date | May 21, 2026 |
| Instrument | 202699962 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | CAPSTONE TITLE LLC, CAPSTONE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282,093.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18406 SAND PINE DR, SPRING HILL, FL 34610-1666 |
| Document Number | 0000099963, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202699963 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 5.5% |
|---|---|
| Max Rate | -1% |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,050 (+2.9%) | $279,239 (-1.82%) Land $55,092 Building $224,147 | |
| 2025 | $2,378.00 (+2.77%) Homeowner's exemption | $170,120 (+12.98%) Land $55,092 Building $115,028 | $284,412 (+6.79%) Land $55,092 Building $229,320 |
| 2024 | $2,314.00 (+12.71%) | ||
| 2023 | $2,053.00 (+11.88%) Additional exemption filed | $150,580 (+3%) Land $43,842 Building $106,738 | $266,322 (+9.92%) Land $43,842 Building $222,480 |
| 2022 | $1,835.00 Homeowner's exemption | $146,200 Land $39,792 Building $106,408 | $242,283 Land $39,792 Building $202,491 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2013–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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