18406 N Ray Rd, Lodi, CA 95242 Property Records

San Joaquin County property record for 18406 N Ray Rd, Lodi, CA 95242

Property Summary

Property TypeVineyard
Details3 bd · 2.5 ba · 3,336 sqft · built 2006
Lot Size33 acres (1,437,916 sqft)
OwnerIndividual Name on File
Tax Bill$14,563 (2026)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN013-040-430-000

Property Details

APN / Parcel Number

Primary APN013-040-430-000
Alternative APN
  • 013-040-43

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,336 sqft Gross Area
1st Floor Area3,336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Construction TypeWood
Lot Area1,437,916 sqft (33 acres)
Garage Area1,004 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number013-040-43
Street Address18406 N RAY RD
CityLODI
StateCA
Zip95242-9288
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Vineyard
Local Zoning CodeAG40
Legal Description85-ACREAGE UPDATE PM 8-183
Legal Block2
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group2
Census Block2007
Census Tract4106

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address18406 N RAY RD, LODI, CA 95242-9288
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 21, 2021
Transfer Doc0000076343
Record UpdatedOct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateApr 30, 2021
Property Address18406 N RAY RD, LODI, CA 95242-9288
Document Number0000076343
Instrument DateApr 21, 2021
Instrument2021-076343
Transaction TypeTransfer
Record UpdatedMay 14, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address18406 N RAY RD, LODI, CA 95242-9288

Mortgage

Document Number0000076344
DateApr 30, 2021
Instrument2021-076344
Lender
NameNORTHWEST FARM CREDIT SERVICES FLCA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.4%
Type Change DateMay 1, 2036
Change FrequencyAnnually
Min Rate At Change2.9%
Max Rate At Change12.4%
Index1-Year CMT
Max Rate12.4%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$14,563.00 (+0.32%)
2025$14,517.00 (+5.96%) Homeowner's exemption$1,293,530 (+4.04%) Land $174,273 Building $1,119,257
2023$13,701.00 (+0.17%) Homeowner's exemption$1,243,302 Land $167,506 Building $1,075,796
2022$13,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 63 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims2 (1983–1984)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
unWired Broadband
Fixed Wireless
1,000 / 1,000
Matrix Broadband
Fixed Wireless
400 / 80
Softcom Internet Communications
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on N Ray Rd

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