18405 Locust St, Gardner, KS 66030 Property Records

Johnson County property record for 18405 Locust St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,238 sqft · built 1999
Lot Size	0.194 acres (8,443 sqft)
Owner	Individual Name on File
Tax Bill	$4,543 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`CP79000004-0013`

Property Details

APN / Parcel Number

Primary APN	`CP79000004-0013`
Alternative APNs	`0461373501005004000` `R5540`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,238 sqft Living Area
Gross Area	4,012 sqft
1st Floor Area	1,344 sqft
Basement Area	1,304 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,443 sqft (0.194 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Covered Slab
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R5540
Street Address	18405 LOCUST ST
City	GARDNER
State	KS
Zip	66030-9146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SHERMAN ESTATES LT 13 BLK 4 GAC 160 8 2 4 13
Legal Subdivision	SHERMAN ESTATES
Legal Block	4
Legal Lot Number	13
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	4
Census Block	4042
Census Tract	53712

Owner

18405 Locust St is owned and occupied by an individual.

Source: Johnson County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	18405 LOCUST ST, GARDNER, KS 66030-9146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · FHA Mortgage CAP ONE LENDING LLC
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage A1 MORTGAGE GROUP LLC
Jan 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 2, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage A1 MORTGAGE GROUP LLC
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage A1 MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	18405 LOCUST ST, GARDNER, KS 66030-9146
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18405 LOCUST ST, GARDNER, KS 66030-9146

Mortgage

Document Number	202402/904
Date	Feb 7, 2024
Book Page	202402/904

Lender

Name	CAP ONE LENDING LLC
Type	Mortgage Company
Address	4041 NE LAKEWOOD WAY STE 130, LEES SUMMIT, MO 64064

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	18405 LOCUST ST, GARDNER, KS 66030-9146
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202110/9359
Date	Oct 26, 2021
Book Page	202110/9359

Lender

Name	A1 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	18405 LOCUST ST, GARDNER, KS 66030-9146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701/002408
Date	Jan 10, 2017
Book Page	201701/002408

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	18405 LOCUST ST, GARDNER, KS 66030-9146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201802/006050
Date	Feb 26, 2018
Book Page	201802/006050

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	18405 LOCUST ST, GARDNER, KS 66030-9146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201810/000797
Date	Oct 2, 2018
Book Page	201810/000797

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	18405 LOCUST ST, GARDNER, KS 66030-9146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202009/11488
Date	Sep 24, 2020
Book Page	202009/11488

Lender

Name	A1 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	18405 LOCUST ST, GARDNER, KS 66030-9146
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	ATG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201909/008689
Date	Sep 25, 2019
Book Page	201909/008689

Lender

Name	A1 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 18405 Locust St was $4,543, up 5.3% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,543.00 (+5.31%)	$37,433 (+6.03%) Land $7,511 Building $29,922	$325,500 (+6.03%) Land $65,310 Building $260,190
2024	$4,314.00 (+15.32%)	$35,305 (+18.35%) Land $7,511 Building $27,794	$307,000 (+18.35%) Land $65,310 Building $241,690
2023	$3,741.00 (+4.29%)	$29,831 (+5.49%) Land $6,832 Building $22,999	$259,400 (+5.49%) Land $59,410 Building $199,990
2022	$3,587.00	$28,278 Land $6,495 Building $21,783	$245,900 Land $56,480 Building $189,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18405 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18405 Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.4% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber, Wisper ISP.

Nearby Properties on Locust St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures