18405 20th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 18405 20th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,933 sqft · built 2014
Lot Size	0.121 acres (5,249 sqft)
Owner	2 Individual Names on File
Last Sale	$289,669 (Apr 2015)
Tax Bill	$6,309 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500489-0-180`

Property Details

APN / Parcel Number

Primary APN	`500489-0-180`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,933 sqft Living Area
Gross Area	3,433 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,249 sqft (0.121 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	18405 20TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-5527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 41 THE BRINK RANCH PH 3 L 18 TOG/W UNDIV INT IN TR I OUT OF 149-0, 150-0, 151-0, & 152-0 SEG 2015-0164 JP 10/31/14 JP
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	THE BRINK RANCH PH 3
Legal Phase	3
Legal Tract	I
Legal Lot Number	18
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2012
Census Tract	71417

Owner

18405 20th Ave Ct E is owned and occupied by two individuals who acquired it in January 2022.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18405 20TH AVENUE CT E, SPANAWAY, WA 98387-5527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TAPCO CU
Feb 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage 1ST SECURITY BANK OF WASHINGTON
May 8, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST SEC BK/WA
May 21, 2019	Deed of Trust, Mortgage · Line of Credit KITSAP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2015 · Amount on File
Deed Sale	Apr 9, 2015 · Amount on File
Deed Document Number	2015525
Last Transfer Date	Jan 13, 2022
Transfer Doc	0000000669
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	18405 20TH AVENUE CT E, SPANAWAY, WA 98387-5527
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012150123
Date	Dec 15, 2025
Instrument	202512150123

Lender

Name	TAPCO CU
Type	Credit Union
Address	TACOMA, WA 98466

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 29, 2040

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Feb 7, 2022
Property Address	18405 20TH AVENUE CT E, SPANAWAY, WA 98387-5527
Document Number	0002070669
Map Reference	DOC 201410085002
Instrument Date	Jan 13, 2022
Instrument	202202070669
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18405 20TH AVENUE CT E, SPANAWAY, WA 98387-5527

Mortgage

Document Number	0002070670
Date	Feb 7, 2022
Instrument	202202070670

Lender

Name	1ST SECURITY BANK OF WASHINGTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	18405 20TH AVENUE CT E, SPANAWAY, WA 98387-5527
Document Number	2005130234
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18405 20TH AVENUE CT E SPANAWAY WA 983875527, SPANAWAY, WA 98387-5527

Mortgage

Document Number	2005130234
Date	May 13, 2020
Instrument	202005130234

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	18405 20TH AVENUE CT E, SPANAWAY, WA 98387-5527
Document Number	1906190039
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18405 20TH AVENUE CT E SPANAWAY WA 983875527, SPANAWAY, WA 98387-5527

Mortgage

Document Number	1906190039
Date	Jun 19, 2019
Instrument	201906190039

Lender

Name	KITSAP CU
Address	BREMERTON, WA 98337-1434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Jun 18, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 18405 20th Ave Ct E was $6,309, down 1.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,309.00 (-1.87%)	$555,500 (-0.84%) Land $152,300 Building $403,200	$555,500 (-0.84%) Land $152,300 Building $403,200
2025	$6,429.00 (+4.84%)	$560,200 (+6.18%) Land $157,900 Building $402,300	$560,200 (+6.18%) Land $157,900 Building $402,300
2024	$6,132.00 (-5.15%)	$527,600 (-7.13%) Land $162,500 Building $365,100	$527,600 (-7.13%) Land $162,500 Building $365,100
2023	$6,465.00	$568,100 Land $156,800 Building $411,300	$568,100 Land $156,800 Building $411,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18405 20th Ave Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18405 20th Ave Ct E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Lightcurve.

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