Santa Clara County property record for 18404 Emerald Ln, Morgan Hill, CA 95037
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,680 sqft · built 2008 |
| Lot Size | 0.033 acres (1,449 sqft) |
| Owner | Company Name on Record |
| Last Sale | $753,000 (Apr 2019) |
| Tax Bill | $9,530 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 726-50-075 |
| Primary APN | 726-50-075 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 769 sqft |
| Basement Area | 47 sqft |
| Utility Room | Utility Room |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 1,449 sqft (0.033 acres) |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Heating System | HVAC |
|---|
| Street Address | 18404 EMERALD LN |
|---|---|
| City | MORGAN HILL |
| State | CA |
| Zip | 95037-5187 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R3 |
| Legal Description | TRACT 9896 MADRONE PLAZA BOOK 818 PAGE 8 PAGE 18 LOT 75 |
| Legal Subdivision | MADRONE PLAZA |
| Legal Tract | 9896 |
| Legal Lot Number | 75 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 512311 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 18404 EMERALD LN, MORGAN HILL, CA 95037-5187 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 5, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Aug 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2019 · Amount on Record |
| Deed Sale | Apr 5, 2019 · Amount on Record |
| Prior Sale | Aug 17, 2012 · Amount on Record |
| Deed Document Number | 201924150861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 18404 EMERALD LN, MORGAN HILL, CA 95037-5187 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 18404 EMERALD LN, MORGAN HILL, CA 95037-5187 |
| Document Number | 0024771815 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 24771815 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 5, 2019 |
| Property Address | 18404 EMERALD LN, MORGAN HILL, CA 95037-5187 |
| Document Number | 0024150861 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 24150861 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $828.30 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 18404 EMERALD LN MORGAN HILL CA 950375187, MORGAN HILL, CA 95037-5187 |
| Document Number | 24150862 |
|---|---|
| Date | Apr 5, 2019 |
| Instrument | 24150862 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 18404 EMERALD LN, MORGAN HILL, CA 95037-5187 |
| Document Number | 0024016158 |
| Instrument Date | Aug 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2018 |
| Title Company | MORTGAGE INFORMATION SERVICES |
| Name | Verified Name |
|---|---|
| Address | 18404 EMERALD LN MORGAN HILL CA 950375187, MORGAN HILL, CA 95037-5187 |
| Document Number | 0024016158 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 24016158 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 3, 2038 |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Morgan Hill City |
| Unified School District | Morgan Hill Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $856,780 (+2%) Land $428,390 Building $428,390 | |
| 2025 | $9,530.00 (+3.25%) Homeowner's exemption | $839,982 (+4.04%) Land $419,991 Building $419,991 |
| 2023 | $9,230.00 (+1.33%) Homeowner's exemption | $807,366 Land $403,683 Building $403,683 |
| 2022 | $9,109.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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