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18403 Loretta Dr, Marengo, IL 60152 Property Records

McHenry County property record for 18403 Loretta Dr, Marengo, IL 60152

Property Summary

Property TypeResidential Vacant Land
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on File
Last Sale$70,500 (Aug 2022)
Deeds & MortgagesAug 2023 Construction Loan
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APN12-20-203-003

Property Details

APN / Parcel Number

Primary APN12-20-203-003

Exterior

Lot Area130,680 sqft

Location & Zoning

Street Address18403 LORETTA DR
CityMARENGO
StateIL
Zip60152-9114
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionDOC 2022R0027532 LT 27 MILLSTREAM ESTATES SUB
Legal SubdivisionMILLSTREAM ESTATES
Legal Lot Number27
JurisdictionMCHENRY IL
Township / Civil DivisionSENECA
Census Block Group3
Census Block3013
Census Tract871502

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address18510 DEERPATH TRL, MARENGO, IL 60152-9433
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Deed of Trust, Mortgage · Construction Mortgage
WINTRUST MORTGAGE
Aug 4, 2022Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2022 · Amount on File
Deed SaleAug 4, 2022 · Amount on File
Deed Document Number2022R0027532
Record UpdatedJun 7, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address18403 LORETTA DR, MARENGO, IL 60152-9114
Transaction TypeMortgage
Record UpdatedJun 23, 2026
Title CompanyCT

Transferred To (Grantee/Buyer)

NameVerified Name
Address489 EISENHOWER ST 112, 112, MARENGO, IL 60152-9565

Mortgage

Document Number0000020352
DateAug 17, 2023
Instrument2023R0020352
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term373 Months
DueSep 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2031
Change Frequency6 Months
Min Rate At Change3.25%
Max Rate At Change12%
IndexSOFR Average 30-Day
Max Rate12%

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMCHENRY IL
Recording DateAug 4, 2022
Property Address18403 LORETTA DR, MARENGO, IL 60152-9114
Document Number0000027532
Map ReferenceDOC 2005R0094402
Instrument DateJun 27, 2022
Instrument2022R0027532
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$70.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3611 BERRY ST, CRYSTAL LAKE, IL 60012-1134

Transferred To (Grantee/Buyer)

NameVerified Name
Address18510 DEERPATH TRL, MARENGO, IL 60152-9433

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionSeneca Township
Elementary School DistrictMarengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School DistrictMarengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$281 Land $281$843 Land $843

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2018–2020)
Most Recent ClaimMay 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Rise Broadband
Fixed Wireless		100 / 20
E-vergent
Fixed Wireless		10 / 1

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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