Jackson County property record for 18401 E State Rte 78, #M, Independence, MO 64057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,156 sqft · built 1966 |
| Lot Size | 0.643 acres (28,021 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,900 (Oct 2019) |
| Tax Bill | $2,110 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-500-02-13 |
| Primary APN | 25-500-02-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,156 sqft Living Area |
| Gross Area | 2,904 sqft |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Finished Basement | 924 sqft |
| Unfinished Basement | 308 sqft |
| Flooring | Carpet |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,021 sqft (0.643 acres) |
| Lot Dimensions | 287 ft deep x 104 ft wide |
| Garage Type | Detached |
| Porch | Covered Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | Deck Area |
| Patio Area | 16 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 770687 |
|---|---|
| Street Address | 18401 E STATE ROUTE 78, M |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64057-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELRANCHO DEL PICOLA LOT 5 |
| Legal Subdivision | EL RANCHO DEL PICOLA |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 14702 |
Source: Jackson County records · APN 25-500-02-13
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18401 E M-78 HWY, INDEPENDENCE, MO 64057 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Oct 11, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2019 · Amount on Record |
| Deed Sale | Oct 11, 2019 · Amount on Record |
| Deed Document Number | 2019E82876 |
| Prior Transfer Date | Apr 06, 2006 |
| Prior Transfer Doc | 00E0010382 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 18401 E STATE ROUTE 78, INDEPENDENCE, MO 64057-2002 |
| Document Number | 0000E57551 |
| Instrument Date | Jul 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 18401 E STATE ROUTE 78 INDEPENDENCE MO 640572002, INDEPENDENCE, MO 64057-2002 |
| Document Number | 0000E57551 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 57551E |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 07, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Oct 11, 2019 |
| Property Address | 18401 E STATE ROUTE 78, INDEPENDENCE, MO 64057-2002 |
| Document Number | 0000E82876 |
| Instrument Date | Sep 07, 2019 |
| Instrument | 82876E |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2019 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18401 E M-78 HWY INDEPENDENCE MO 64057, INDEPENDENCE, MO 64057 |
| Document Number | E82877 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 82877E |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2049 |
Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,921 (+11.34%) Land $7,340 Building $26,581 | $178,530 (+11.34%) | |
| 2024 | $2,110.00 (+2.33%) | ||
| 2023 | $2,062.00 | $30,467 Land $1,159 Building $29,308 | $160,350 |
Source: FEMA National Flood Hazard Layer, Jackson County (29095C), as of May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950147021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 12 (1981–1998) |
| Claims Outside the SFHA | 11 of 12 |
| Most Recent Claim | Nov 1998 · river or lake flooding |
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon, Wisper ISP.
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MO1010399, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE PWS serves 120,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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