1840 Wake Forest Ave, Clermont, FL 34711 Property Records

Lake County property record for 1840 Wake Forest Ave, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,581 sqft · built 2003
Lot Size	0.223 acres (9,750 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jul 2016)
Tax Bill	$2,360 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-22-26-1955-000-23200`

Property Details

APN / Parcel Number

Primary APN	`20-22-26-1955-000-23200`
Alternative APN	`3806829`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,581 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,750 sqft (0.223 acres)
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3806829
Street Address	1840 WAKE FOREST AVE
City	CLERMONT
State	FL
Zip	34711-6485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT SKYRIDGE VALLEY PHASE II SUB LOT 232 PB 45 PGS 46-48 ORB 4802 PG 226
Legal Range	26E
Legal Township	22S
Legal Section	20
Legal Subdivision	CLERMONT
Legal Phase	2
Legal Tract	1955
Legal Lot Number	232
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1003
Census Tract	31320

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1840 WAKE FOREST AVE, CLERMONT, FL 34711-6485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 11, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2016 · Amount on Record
Deed Sale	Jul 5, 2016 · Amount on Record
Prior Sale	Jun 11, 2003 · Amount on Record
Deed Document Number	2016068643
Deed Book / Page	4802 / 0226
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1840 WAKE FOREST AVE, CLERMONT, FL 34711-6485
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 WAKE FOREST AVE, CLERMONT, FL 34711-6485

Mortgage

Document Number	0055410056
Date	Sep 11, 2020
Book Page	5541/56
Instrument	2020100326

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jul 1, 2048

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	1840 WAKE FOREST AVE, CLERMONT, FL 34711-6485
Document Number	0051531641
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 WAKE FOREST AVE CLERMONT FL 347116485, CLERMONT, FL 34711-6485

Mortgage

Document Number	0051531641
Date	Aug 13, 2018
Book Page	005153/001641
Instrument	93945

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$184,520 (+5.99%) Land $100,000 Building $84,520	$289,335 (+6.7%) Land $100,000 Building $189,335
2024	$2,360.00 (+2.39%)
2023	$2,305.00 (+3.5%) Homeowner's exemption	$174,100 (+3%)	$271,171 (+18.72%) Land $70,000 Building $201,171
2022	$2,227.00 Homeowner's exemption	$169,030	$228,421 Land $45,000 Building $183,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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