1840 Vista Dr, Beloit, WI 53511 Property Records

Rock County property record for 1840 Vista Dr, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,016 sqft · built 1966
Lot Size	0.585 acres (25,483 sqft)
Owner	2 Individual Names on File
Last Sale	$311,900 (May 2023)
Tax Bill	$4,701 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2013 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206 23010550`

Property Details

APN / Parcel Number

Primary APN	`206 23010550`
Alternative APN	`23010550`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	25,483 sqft (0.585 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	206 23010550
Street Address	1840 VISTA DR
City	BELOIT
State	WI
Zip	53511-3963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 117 A SUBD OF OUTLOT A MORGAN TERRACE
Legal Subdivision	MORGAN TERRACE
Legal Lot Number	117
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2040
Census Tract	2602

Owner

1840 Vista Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Rock County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1840 VISTA DR, BELOIT, WI 53511-3963
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 21, 2013	Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023 · Amount on File
Deed Sale	May 8, 2023 · Amount on File
Prior Sale	May 8, 2023 · Amount on File
Deed Document Number	20232240068
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 8, 2023
Property Address	1840 VISTA DR, BELOIT, WI 53511-3963
Document Number	0002240068
Instrument Date	May 4, 2023
Instrument	2240068
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 VISTA DR, BELOIT, WI 53511-3963

Mortgage

Document Number	0002240070
Date	May 8, 2023
Instrument	2240070

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

November 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Nov 21, 2013
Property Address	1840 VISTA DR, BELOIT, WI 53511-3963
Document Number	0001993035
Instrument Date	Nov 19, 2013
Instrument	1993035
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2700 E RIDGE RD APT 10, 10, BELOIT, WI 53511-3986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	E RIDGE RD #10 BELOIT WI 53511, 10, BELOIT, WI 53511

Mortgage

Document Number	0001993036
Date	Nov 21, 2013
Instrument	1993036

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1840 Vista Dr was $4,701 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,701.00 Homeowner's exemption	$292,600 Land $37,200 Building $255,400	$321,400
2023	$3,427.00 Homeowner's exemption	$223,900 Land $23,800 Building $200,100	$254,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1840 Vista Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1840 Vista Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: LiteWire, Metronet.

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