1840 Sunset Rdg, Festus, MO 63028 Property Records

Jefferson County property record for 1840 Sunset Rdg, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details2,279 sqft · built 2022
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Tax Bill$3,551 (2025)
Deeds & MortgagesAug 2026 Mortgage
Jul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN181.001.03006058

Property Details

APN / Parcel Number

Primary APN181.001.03006058

Interior

Stories1 Story
Building Area2,279 sqft Living Area
Gross Area2,857 sqft
1st Floor Area1,749 sqft
Basement Area530 sqft
Finished Basement530 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area578 sqft

Location & Zoning

Street Address1840 SUNSET RDG
CityFESTUS
StateMO
Zip63028-2175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBIRCHWOOD ESTS 4 LOT 157
Legal SubdivisionBIRCHWOOD ESTS 4
Legal Block2
Legal Lot Number157
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group2
Census Block2024
Census Tract700801

Owner

1840 Sunset Rdg is owned and occupied by two individuals who acquired it in July 2022.

Source: Jefferson County records, as of September 3, 2026

Owner of Record2 Individual Names on File
Mailing Address1840 SUNSET RDG, FESTUS, MO 63028-2175
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Jul 14, 2022Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2022
Deed SaleJul 14, 2022
Prior SaleJul 14, 2022
Deed Document Number202223353
Prior Transfer DateJul 8, 2022
Prior Transfer Doc0000023352
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Recording DateAug 21, 2026
Property Address1840 SUNSET RDG, FESTUS, MO 63028-2175
Document Number0000023174
Instrument DateJun 8, 2026
Instrument202623174
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 SUNSET RDG, FESTUS, MO 63028-2175

Mortgage

Document Number0000023174,
DateAug 21, 2026
Instrument202623174
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term312 Months
DueAug 1, 2052
Interest
Max Rate-1%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateJul 14, 2022
Property Address1840 SUNSET RDG, FESTUS, MO 63028-2175
Document Number0000023353
Map ReferenceDOC 2021P-000200
Instrument DateJul 8, 2022
Instrument2022R-023353
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 SUNSET RDG, FESTUS, MO 63028-2175

Mortgage

Document Number0000023354
DateJul 14, 2022
Instrument2022R-023354
Lender
NameGUILD MORTGAGE COMPANY LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1840 Sunset Rdg was $3,551, up 6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,700 (-) Land $8,800 Building $55,900$340,400 (-) Land $46,200 Building $294,200
2025$3,551.00 (+5.97%)$64,700 Land $8,800 Building $55,900$340,400 (-) Land $46,200 Building $294,200
2024$3,351.00 (+0.51%)$340,400 (+9.28%) Land $46,200 Building $294,200
2023$3,334.00$59,200 Land $8,800 Building $50,400$311,500 Land $46,200 Building $265,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1840 Sunset Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2009–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1840 Sunset Rdg is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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