1840 Spruce Dr, Commerce Township (Walled Lake), MI 48390 Property Records

Oakland County property record for 1840 Spruce Dr, Commerce Township, MI 48390 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1998
Square Footage	2,206 sqft Living Area
Lot Size	17,424 sqft (0.4 acres)
Garage	704 sqft
Occupancy	Owner Occupied
Tax Bill	$2,499.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`E-17-23-402-016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Building Area	2,206 sqft Living Area
1st Floor	1,116 sqft 1st Floor
Basement Area	1,059 sqft Basement
Unfinished Basement	1,059 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Lot Area	17,424 sqft (0.4 acres)
Depth X Width	186 ft x 94 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	704 sqft Garage
Deck Area	188 sqft Deck
Patio Area	188 sqft Patio
Porch Area	75 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	1840 SPRUCE DR
City	COMMERCE TOWNSHIP
State	MI
Zip	48390-4312
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	T2N, R8E, SEC 23 COMMERCE PINES SUB NO 4 LOT 189 3-6-98 FR 401-001
Legal Range	08E
Legal Township	02N
Legal Section	23
Legal Subdivision	COMMERCE PINES SUB
Legal Lot Number	3,189
Jurisdiction	OAKLAND MI
Minor Civil Division	COMMERCE
Census Blockgroup	2
Census Block	2011
Census Tract	134500

Owner

Source: Oakland County records · APN E-17-23-402-016

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1840 SPRUCE DR, COMMERCE TOWNSHIP, MI 48390-4312
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1840 SPRUCE DR, COMMERCE TOWNSHIP, MI 48390-4312
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 SPRUCE DR, COMMERCE TOWNSHIP, MI 48390-4312

Mortgage

Document Number	0000005253
Date	Jan 12, 2023
Book Page	58372/739
Instrument	5253

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,499.00 (-37.23%) Homeowner's exemption	$267,530 (+12.29%)	$535,060 (+12.29%)
2024	$3,981.00 (+13.84%)
2023		$238,250	$476,500
2021	$3,497.00

Flood & Wildfire

1840 Spruce Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Oakland County (26125C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.