1840 Shade Ln, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 1840 Shade Ln, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1981
Lot Size	9 acres (392,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Jun 2026)
Tax Bill	$828 (2026)
Deeds & Mortgages	Jun 2026 Sale Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`01-14-0011.0004`

Property Details

APN / Parcel Number

Primary APN	`01-14-0011.0004`
Alternative APN	`33-01-14-0011.0004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	2,016 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	392,040 sqft (9 acres)
Terrain	Rolling
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1840 SHADE LN
City	BERKELEY SPRINGS
State	WV
Zip	25411-6786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ON SLEEPY CREEK LOT 2 9.00 AC
Legal Subdivision	SLEEPY CREEK
Legal Lot Number	2
Jurisdiction	MORGAN WV
Township / Civil Division	3
Census Block Group	1
Census Block	1015
Census Tract	970701

Owner

Source: Morgan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1840 SHADE LN, BERKELEY SPRINGS, WV 25411-6786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CNB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Deed Document Number	2026918746
Deed Book / Page	306 / 422
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Jun 24, 2026
Property Address	1840 SHADE LN, BERKELEY SPRINGS, WV 25411-6786
Document Number	0000918746
Book / Page	306 / 422
Instrument Date	Jun 17, 2026
Instrument	2026918746
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$288,860.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 SHADE LN, BERKELEY SPRINGS, WV 25411-6786

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	1840 SHADE LN, BERKELEY SPRINGS, WV 25411-6786
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000477/211
Date	Nov 8, 2021
Book Page	477/211
Instrument	881992

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$828.00 (+6.29%)	$83,540 (+6.5%) Land $19,520 Building $64,020	$139,233 (+6.53%) Land $32,533 Building $106,700
2025	$779.00 (+9.56%)	$78,440 (+10.29%) Land $19,520 Building $58,920	$130,700 (+10.3%) Land $32,500 Building $98,200
2023	$711.00 (+40.79%)	$71,120 (+0.85%) Land $18,260 Building $52,860	$118,500 (+0.85%) Land $30,400 Building $88,100
2022	$505.00 Homeowner's exemption Disabled Person's exemption	$70,520 Land $18,260 Building $52,260	$117,500 Land $30,400 Building $87,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 51% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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