San Joaquin County property record for 1840 S Willow Creek Dr, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,312 sqft · built 1986 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $437,000 (Nov 2018) |
| Tax Bill | $5,611 (2026) |
| Deeds & Mortgages | May 2024 Mortgage Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-080-070-000 |
| Primary APN | 246-080-070-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 246-080-07 |
|---|---|
| Street Address | 1840 S WILLOW CREEK DR |
| City | TRACY |
| State | CA |
| Zip | 95376-9184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAW 881102 FR ORIG APN 237690078 |
| Legal Subdivision | SYCAMORE VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 5208 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1840 S WILLOW CREEK DR, TRACY, CA 95376-9184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 16, 2018 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 30, 2017 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Prior Sale | Jun 30, 2017 · Amount on Record |
| Deed Document Number | 2018126140 |
| Prior Transfer Date | May 23, 2006 |
| Prior Transfer Doc | 0000131459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1840 S WILLOW CREEK DR, TRACY, CA 95376-9184 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1840 S WILLOW CREEK DR, TRACY, CA 95376-9184 |
| Document Number | 0000036746 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 2024-036746 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1840 S WILLOW CREEK DR, TRACY, CA 95376-9184 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1840 S WILLOW CREEK DR, TRACY, CA 95376-9184 |
| Document Number | 0000125750 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021-125750 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1840 S WILLOW CREEK DR, TRACY, CA 95376-9184 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE GROU |
| Name | Verified Name |
|---|
| Document Number | 0000004011 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 2018-004011 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 16, 2018 |
| Property Address | 1840 S WILLOW CREEK DR, TRACY, CA 95376-9184 |
| Document Number | 0000126140 |
| Map Reference | VOL 26 PG 159 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 2018-126140 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1840 S WILLOW CREEK DR, TRACY, CA 95376-9184 |
| Document Number | 0000126141 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 2018-126141 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 30, 2017 |
| Property Address | 1840 S WILLOW CREEK DR, TRACY, CA 95376-9184 |
| Document Number | 0000074455 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 74455 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $391.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1840 S WILLOW CREEK DR TRACY CA 953769184, TRACY, CA 95376-9184 |
| Document Number | 74456 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 74456 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2047 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,611.00 (+0.02%) | ||
| 2025 | $5,610.00 (+10.26%) Homeowner's exemption | $487,476 (+4.04%) Land $133,860 Building $353,616 | |
| 2023 | $5,088.00 (+2.11%) Homeowner's exemption | $468,549 Land $128,663 Building $339,886 | $509,940 |
| 2022 | $4,983.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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