1840 Roberts Ct, Concord, CA 94521 Property Records

Contra Costa County property record for 1840 Roberts Ct, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,267 sqft · built 1958
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Tax Bill	$1,840 (2025)
Deeds & Mortgages	Dec 2017 Mortgage May 2018 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`116-120-022-3`

Property Details

APN / Parcel Number

Primary APN	`116-120-022-3`
Alternative APN	`116-120-022`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,267 sqft Living Area
1st Floor Area	2,001 sqft
2nd Floor Area	266 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1840 ROBERTS CT
City	CONCORD
State	CA
Zip	94521-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	AYERS RANCH SUBN POR LOT 49
Legal Subdivision	AYERS RANCH SUB
Legal Lot Number	49
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	333101

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1840 ROBERTS CT, CONCORD, CA 94521-1442
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 23, 2018	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Nov 18, 2020	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Nov 3, 2021	Intrafamily Transfer, Transfer
Nov 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
May 14, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 7, 2021
Transfer Doc	0000307022
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1840 ROBERTS CT, CONCORD, CA 94521-1442
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TSI TITLE CA INC CERRITOS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230330
Date	Dec 8, 2017
Instrument	2017-230330

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2037

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1840 ROBERTS CT, CONCORD, CA 94521-1442
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081344
Date	May 23, 2018
Instrument	2018-081344

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.02%
Type Change Date	Jun 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1840 ROBERTS CT, CONCORD, CA 94521-1442
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 ROBERTS CT, CONCORD, CA 94521-1442

Mortgage

Document Number	0000279301
Date	Nov 18, 2020
Instrument	2020-279301

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.58%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 3, 2021
Property Address	1840 ROBERTS CT, CONCORD, CA 94521-1442
Document Number	0000307022
Map Reference	MB 7 PG 170
Instrument Date	Apr 7, 2021
Instrument	2021-307022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1840 ROBERTS CT, CONCORD, CA 94521-1442

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1840 ROBERTS CT, CONCORD, CA 94521-1442
Document Number	0000279302
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 ROBERTS CT CONCORD CA 945211442, CONCORD, CA 94521-1442

Mortgage

Document Number	0000279302
Date	Nov 18, 2020
Instrument	279302

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1840 ROBERTS CT, CONCORD, CA 94521-1442
Document Number	0000081345
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	SPL PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 ROBERTS CT CONCORD CA 945211442, CONCORD, CA 94521-1442

Mortgage

Document Number	0000081345
Date	May 23, 2018
Instrument	81345

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.02%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$165,388 (+2%) Land $44,990 Building $120,398
2025	$1,840.00 (+3.72%) Homeowner's exemption	$162,146 (+4.04%) Land $44,108 Building $118,038
2023	$1,774.00 (+0.91%) Homeowner's exemption	$155,852 Land $42,397 Building $113,455
2022	$1,758.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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