1840 Riverwood Dr, Algonquin, IL 60102 Property Records

Kane County property record for 1840 Riverwood Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,072 sqft · built 1993
Lot Size	0.258 acres (11,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,500 (Feb 2024)
Tax Bill	$8,253 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-03-428-016`

Property Details

APN / Parcel Number

Primary APN	`03-03-428-016`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Building Area	2,072 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	1,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	11,240 sqft (0.258 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1840 RIVERWOOD DR
City	ALGONQUIN
State	IL
Zip	60102-3705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 RIVERWOOD ESTATES ANNEX SUBDIVISION: RIVERWOOD ANNEX RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	RIVERWOOD ANNEX
Legal Block	1
Legal Lot Number	17
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1014
Census Tract	850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1840 RIVERWOOD DR, ALGONQUIN, IL 60102-3705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 26, 2024	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2024 · Amount on Record
Deed Sale	Feb 26, 2024 · Amount on Record
Deed Document Number	20246066
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 30, 2026
Property Address	1840 RIVERWOOD DR, ALGONQUIN, IL 60102-3705
Document Number	0000027319
Instrument Date	Jun 25, 2026
Instrument	202627319
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 RIVERWOOD DR, ALGONQUIN, IL 60102-3705

Mortgage

Document Number	0000027319,
Date	Jun 30, 2026
Instrument	202627319

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 26, 2024
Property Address	1840 RIVERWOOD DR, ALGONQUIN, IL 60102-3705
Document Number	0000006066
Instrument Date	Feb 7, 2024
Instrument	2024K006066
Transaction Type	Transfer
Record Updated	Mar 4, 2024
Title Company	FIRST AMERICAN, FATIC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$332.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1840 RIVERWOCD DRIVE, ALGONQUIN, IL 60102-3705

Mortgage

Document Number	0000006067
Date	Feb 26, 2024
Instrument	2024K006067

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,253.00 (+6.74%)	$118,323 (+9.42%) Land $28,461 Building $89,862	$355,111 (+9.42%) Land $85,417 Building $269,694
2024		$108,137 (+13.23%) Land $26,011 Building $82,126	$324,541 (+13.27%) Land $78,064 Building $246,477
2022	$7,732.00 (+3.09%) Homeowner's exemption	$95,504 (+5.91%) Land $23,404 Building $72,100	$286,512 (+5.91%) Land $70,212 Building $216,300
2021	$7,500.00 Homeowner's exemption	$90,175 Land $22,098 Building $68,077	$270,525 Land $66,294 Building $204,231

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1979–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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