Hopkins County property record for 1840 Otter Lake Loop, Hanson, KY 42413
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,093 sqft · built 1993 |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,522 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | OTTR-1-1-20 |
| Primary APN | OTTR-1-1-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,093 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 105,851 sqft (2.43 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 14722 |
|---|---|
| Street Address | 1840 OTTER LAKE LOOP |
| City | HANSON |
| State | KY |
| Zip | 42413-9651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB516 P510 626-452 |
| Legal Subdivision | OTTER LAKE |
| Jurisdiction | HOPKINS KY |
| Township / Civil Division | NEBO |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 970200 |
1840 Otter Lake Loop is owned and occupied by two individuals.
Source: Hopkins County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1840 OTTER LAKE LOOP, HANSON, KY 42413-9651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2019 | Deed of Trust, Mortgage INDEPENDENCE BANK |
| Apr 24, 2019 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000636452 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 1840 OTTER LAKE LOOP, HANSON, KY 42413-9651 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001243/628 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 1243/628 |
| Instrument | 2019006046 |
| Name | INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42302 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 1840 OTTER LAKE LOOP, HANSON, KY 42413-9651 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001240/080 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 1240/080 |
| Instrument | 2019004169 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 30, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1840 Otter Lake Loop was $3,522.
Source: Hopkins County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hopkins County |
| Unified School District | Hopkins County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,522.00 | $349,700 | $349,700 |
| 2023 | $3,112.00 | $304,600 | $304,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1840 Otter Lake Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1840 Otter Lake Loop is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISONVILLE LIGHT & WATER serves 28,102 people · EPA ID KY0540936 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile, Watch TV.
5G (outdoors only) and 4G LTE
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