Effingham County property record for 1840 McCall Rd, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,004 sqft · built 2019 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $805,900 (Sep 2025) |
| Tax Bill | $8,251 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03910-003-E01 |
| Primary APN | 03910-003-E01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,004 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 264 sqft |
| Pool Area | 810 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 530 sqft |
| Utility Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29541 |
|---|---|
| Street Address | 1840 MCCALL RD |
| City | RINCON |
| State | GA |
| Zip | 31326-3060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 5.00 AC TRCT 4-B (OUT 391-3E) PLT 28/311 |
| Legal Tract | 4-B |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 30209 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1840 MCCALL RD, RINCON, GA 31326-3060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCE |
| Dec 20, 2019 | Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK |
| Sep 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage COASTAL CUSTOM MORTGAGE |
| Sep 6, 2022 | Limited Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Prior Sale | Sep 9, 2022 · Amount on Record |
| Deed Book / Page | 2995 / 796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 1840 MCCALL RD, RINCON, GA 31326-3060 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1840 MCCALL RD, RINCON, GA 31326-3060 |
| Document Number | 0000002635/0000000876 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 0000002635/0000000876 |
| Instrument | 011518 |
| Name | AMERICAN FINANCE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 1840 MCCALL RD, RINCON, GA 31326-3060 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000002563/0000000293 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 0000002563/0000000293 |
| Instrument | 010730 |
| Name | FLAGSTAR BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 17, 2025 |
| Property Address | 1840 MCCALL RD, RINCON, GA 31326-3060 |
| Document Number | 002995/796 |
| Book / Page | 2995 / 796 |
| Instrument Date | Sep 16, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1840 MCCALL RD, RINCON, GA 31326-3060 |
| Document Number | D2025007231 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | D2025007231 |
| Name | COASTAL CUSTOM MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2055 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 6, 2022 |
| Property Address | 1840 MCCALL RD, RINCON, GA 31326-3060 |
| Document Number | 0002807/97 |
| Book / Page | 2807 / 97 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 2022-002687 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1840 MCCALL RD, RINCON, GA 31326-3060 |
| Document Number | 0000002807/0000000099 |
|---|---|
| Date | Sep 9, 2022 |
| Book Page | 0000002807/0000000099 |
| Instrument | 009121 |
| Name | UNITED WHOLESALE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,035 (+10.55%) Land $85,510 Building $201,525 | $717,588 (+10.55%) Land $213,776 Building $503,812 | |
| 2025 | $8,251.00 (+21.86%) | $259,651 (+14.22%) Land $85,510 Building $174,141 | $649,128 (+14.22%) Land $213,776 Building $435,352 |
| 2024 | $6,771.00 (+68.68%) | $227,319 (+45.77%) Land $66,636 Building $160,683 | $568,297 (+45.77%) Land $166,590 Building $401,707 |
| 2022 | $4,014.00 Homeowner's exemption | $155,948 Land $41,357 Building $114,591 | $389,870 Land $103,392 Building $286,478 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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