1840 Marbella Dr, Elgin, IL 60124 Property Records

Kane County property record for 1840 Marbella Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Last Sale	$534,000 (Aug 2023)
Tax Bill	$13,526 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-01-105-017`

Property Details

APN / Parcel Number

Primary APN	`08-01-105-017`

Location & Zoning

Street Address	1840 MARBELLA DR
City	ELGIN
State	IL
Zip	60124-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PONDS OF STONY CREEK UNIT 2A - LOT 187
Legal Subdivision	STONY CREEK
Legal Block	2
Legal Lot Number	187
Legal Unit	2A
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2005
Census Tract	852406

Owner

1840 Marbella Dr is owned by two individuals who bought it in August 2023.

Source: Kane County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	631 ANDERSON DR, LAKE IN THE HILLS, IL 60156-5216
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on File
Deed Sale	Aug 18, 2023 · Amount on File
Deed Document Number	202328604
Record Updated	Sep 20, 2026

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 18, 2023
Property Address	1840 MARBELLA DR, ELGIN, IL 60124-1123
Document Number	0000028604
Map Reference	DOC 2021K022404
Instrument Date	Jul 19, 2023
Instrument	2023K028604
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 E GOLF RD # RD1100, RD1100, SCHAUMBURG, IL 60173-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	631 ANDERSON DR, LAKE IN THE HILLS, IL 60156-5216

Mortgage

Document Number	0000028605
Date	Aug 18, 2023
Instrument	2023K028605

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1840 Marbella Dr was $13,526.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Elgin City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,526.00
2024		$193,606 Land $26,217 Building $167,389	$581,050 Land $78,682 Building $502,368
2022	$167.00 (+2.45%)	$1,840 (+5.93%) Land $1,840	$5,520 (+5.93%) Land $5,520
2021	$163.00	$1,737 Land $1,737	$5,211 Land $5,211

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1840 Marbella Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1840 Marbella Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20