1840 Keswick Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1840 Keswick Rd, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,163 sqft · built 2001
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on Record
Last Sale$345,000 (Oct 2021)
Tax Bill$4,447 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN089282-0460

Property Details

APN / Parcel Number

Primary APN089282-0460

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,163 sqft Living Area
Gross Area2,669 sqft
1st Floor Area1,739 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1840 KESWICK RD
CitySAINT AUGUSTINE
StateFL
Zip32084-1876
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description41/25-29 KESWICK AT ROYAL ST AUGUSTINE GOLF & COUNTRY CLUB LOT 46 OR5405/152
Legal Range29E
Legal Township07S
Legal Section11
Legal SubdivisionKESWICK AT ROYAL ST. AUGUSTINE GOLF & CO
Legal Block3
Legal Lot Number46
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3020
Census Tract21002

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1840 KESWICK RD, SAINT AUGUSTINE, FL 32084-1876
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENT BANK
Apr 1, 2021Warranty Deed, Transfer · Commercial Mortgage
OXFORD FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Prior SaleApr 1, 2021 · Amount on Record
Deed Document Number2021117186
Deed Book / Page5405 / 152
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 28, 2021
Property Address1840 KESWICK RD, SAINT AUGUSTINE, FL 32084-1876
Document Number0054050152
Book / Page5405 / 152
Map ReferenceMB 41 PG 25-29
Instrument DateOct 18, 2021
Instrument2021117186
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1822 GOLDEN LAKE LOOP, ST AUGUSTINE, FL 32084-5892

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 KESWICK RD, ST AUGUSTINE, FL 32084-1876

Mortgage

Document Number0005405154
DateOct 28, 2021
Instrument5405/154
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 1, 2021
Property Address1840 KESWICK RD, SAINT AUGUSTINE, FL 32084-1876
Document Number0052250226
Book / Page5225 / 226
Map ReferenceMB 41 PG 25-29
Instrument DateMar 26, 2021
Instrument2021035984
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address135 N PALMETTO AVE, FLAGLER BEACH, FL 32136-3303

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 KESWICK RD, SAINT AUGUSTINE, FL 32084-1876

Mortgage

Document Number0005225228
DateApr 1, 2021
Instrument5225/228
Lender
NameOXFORD FINANCIAL INC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term239 Months
DueMar 30, 2041

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$350,704 (+2.27%) Land $75,000 Building $275,704$350,704 (+1.01%) Land $75,000 Building $275,704
2025$4,447.00 (+12.44%) Homeowner's exemption$342,935 (+2.9%)$347,181 (-0.55%) Land $75,000 Building $272,181
2024$3,955.00 (+1.99%) Homeowner's exemption$333,270 (+3%)$349,108 (-0.94%) Land $75,000 Building $274,108
2023$3,878.00 (+2.89%) Homeowner's exemption$323,563 (+3%)$352,410 (+12.18%) Land $75,000 Building $277,410
2022$3,769.00 Homeowner's exemption$314,139$314,139 Land $67,200 Building $246,939

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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