1840 Flagler Dr, Chipley, FL 32428 Property Records

Washington County property record for 1840 Flagler Dr, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,548 sqft · built 1979
Lot Size	0.676 acres (29,490 sqft)
Owner	Individual Name on Record
Last Sale	$181,000 (Feb 2022)
Tax Bill	$1,815 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-0380-0042`

Property Details

APN / Parcel Number

Primary APN	`06-0380-0042`
Alternative APN	`000603800042`

Interior

Full Baths	2 Baths
Building Area	1,548 sqft Heated Area
Gross Area	2,182 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,490 sqft (0.676 acres)
Lot Width	100 ft Width
Garage Type	Finished
Garage Area	324 sqft
Porch	Open Porch
Porch Area	72 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000603800042
Street Address	1840 FLAGLER DR
City	CHIPLEY
State	FL
Zip	32428-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #6 LOT 42 ORB 1231 P 448 BLK 0380
Legal Range	13W
Legal Township	02N
Legal Section	19
Legal Subdivision	SUNNY HILLS
Legal Block	380
Legal Lot Number	42
Legal Unit	6
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1117
Census Tract	970301

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1840 FLAGLER DR, CHIPLEY, FL 32428-2716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2022 · Amount on Record
Deed Sale	Feb 2, 2022 · Amount on Record
Deed Document Number	202267001040
Deed Book / Page	1231 / 448
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 2, 2022
Property Address	1840 FLAGLER DR, CHIPLEY, FL 32428-2716
Document Number	0067001040
Book / Page	1231 / 448
Map Reference	MB 2 PG 60-76
Instrument Date	Feb 1, 2022
Instrument	202267001040
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,267.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 13, WAUSAU, FL 32463-0013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 W BRANTWOOD AVE, ELK GROVE VILLAGE, IL 60007-3503

Mortgage

Document Number	0000000451
Date	Feb 2, 2022
Instrument	1231/451

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,815.00 (+6.76%) Homeowner's exemption	$168,989 (+2.9%)	$191,356 (+6.74%) Land $11,000 Building $180,356
2024	$1,700.00 (+2.47%) Homeowner's exemption	$164,226 (+3%)	$179,272 (+12.44%) Land $7,000 Building $172,272
2023	$1,659.00 (+268.67%) Homeowner's exemption	$159,443 (+145.39%) Land $5,000 Building $154,443	$159,443 (+13.71%) Land $5,000 Building $154,443
2022	$450.00 Homeowner's exemption	$64,975	$140,217 Land $3,500 Building $136,717

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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