1840 E Spring St, New Albany, IN 47150 Property Records

Floyd County property record for 1840 E Spring St, New Albany, IN 47150

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,892 sqft · built 1929
Lot Size	0.137 acres (5,968 sqft)
Owner	2 Individual Names on File
Last Sale	$322,300 (Jul 2021)
Tax Bill	$4,441 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-05-02-801-118.000-008`

Property Details

APN / Parcel Number

Primary APN	`22-05-02-801-118.000-008`
Alternative APN	`0086960112`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft
Basement Area	928 sqft
Finished Basement	828 sqft
Unfinished Basement	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0086960112
Street Address	1840 E SPRING ST
City	NEW ALBANY
State	IN
Zip	47150-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P 47 L 147
Legal Subdivision	UPPER SPRING STREET 47
Jurisdiction	FLOYD IN
Township / Civil Division	NEW ALBANY
Census Block Group	1
Census Block	1015
Census Tract	70200

Owner

1840 E Spring St is owned and occupied by two individuals who bought it in July 2021.

Source: Floyd County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1840 E SPRING ST, NEW ALBANY, IN 47150-1650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL CU
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO
Jul 21, 2021	Warranty Deed, Transfer · FHA Mortgage SIGNATURE MORTGAGE INDIANA
Jan 8, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on File
Deed Sale	Jul 21, 2021 · Amount on File
Prior Sale	Jan 8, 2019 · Amount on File
Deed Document Number	202111652
Prior Transfer Date	Jul 14, 2006
Prior Transfer Doc	0200608879
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IN
Property Address	1840 E SPRING ST, NEW ALBANY, IN 47150-1650
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202106621
Date	Apr 21, 2021
Instrument	202106621

Lender

Name	CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4.63%
Index	1-Year CMT
Margin	3

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IN
Property Address	1840 E SPRING ST, NEW ALBANY, IN 47150-1650
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201917127
Date	Oct 15, 2019
Instrument	201917127

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 7, 2029

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IN
Recording Date	Jul 21, 2021
Property Address	1840 E SPRING ST, NEW ALBANY, IN 47150-1650
Document Number	0202111652
Map Reference	PL 47
Instrument Date	Jul 19, 2021
Instrument	202111652
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 186, NEW ALBANY, IN 47151-0186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 E SPRING ST, NEW ALBANY, IN 47150-1650

Mortgage

Document Number	0202111654
Date	Jul 21, 2021
Instrument	202111654

Lender

Name	SIGNATURE MORTGAGE INDIANA
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IN
Recording Date	Jan 8, 2019
Property Address	1840 E SPRING ST, NEW ALBANY, IN 47150-1650
Document Number	0201900209
Map Reference	PL 47
Instrument Date	Dec 5, 2018
Instrument	201900209
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4350 BROWNSBORO RD STE 110, 110, LOUISVILLE, KY 40207-1681

Tax Assessment & Valuation

The 2025 property tax bill for 1840 E Spring St was $4,441, up 27.6% from the year before.

Source: Floyd County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Floyd County
County Subdivision	New Albany Township
Municipality	New Albany City
Unified School District	New Albany-Floyd County Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,441.00 (+27.58%)	$382,700 (+16.15%) Land $16,500 Building $366,200	$382,700 (+16.15%) Land $16,500 Building $366,200
2024	$3,481.00 (-15.51%)	$329,500 (+4.87%) Land $16,500 Building $313,000	$329,500 (+4.87%) Land $16,500 Building $313,000
2023	$4,120.00 (-5.35%)	$314,200 (+14.55%) Land $16,500 Building $297,700	$314,200 (+14.55%) Land $16,500 Building $297,700
2022	$4,353.00 Homeowner's exemption	$274,300 Land $16,500 Building $257,800	$274,300 Land $16,500 Building $257,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1840 E Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1840 E Spring St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - S. INDIANA private · serves 104,445 people · EPA ID IN5210005
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
BluegrassNet Fixed Wireless	100 / 100

May also be available: Community Wireless, T-Mobile, Verizon.

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