1840 E Cheryl Dr, Winter Park, FL 32792 Property Records

Seminole County property record for 1840 E Cheryl Dr, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,542 sqft · built 1982
Lot Size	0.321 acres (13,981 sqft)
Owner	Individual Name on Record
Last Sale	$100 (May 2006)
Tax Bill	$3,094 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-21-30-504-0000-0360`

Property Details

APN / Parcel Number

Primary APN	`25-21-30-504-0000-0360`
Alternative APN	`21302550400000360`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,542 sqft Living Area
Gross Area	3,094 sqft
1st Floor Area	2,182 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	13,981 sqft (0.321 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	384 sqft
Deck Area	Deck Area
Patio Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1840 E CHERYL DR
City	WINTER PARK
State	FL
Zip	32792-6303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 36 CAROLYN ESTATES PB 21 PG 86
Legal Range	30E
Legal Township	21S
Legal Section	25
Legal Subdivision	CAROLYN ESTATES
Legal Tract	504
Legal Lot Number	36
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	22207

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1840 E CHERYL DR, WINTER PARK, FL 32792-6303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 23, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2006 · Amount on Record
Deed Sale	May 1, 2006 · Amount on Record
Prior Sale	Apr 19, 2000 · Amount on Record
Deed Book / Page	6252 / 644
Last Transfer Date	Mar 19, 2021
Transfer Doc	0099870883
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1840 E CHERYL DR, WINTER PARK, FL 32792-6303
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 E CHERYL DR, WINTER PARK, FL 32792-6303

Mortgage

Document Number	0105851565
Date	Feb 27, 2024
Book Page	10585/1565
Instrument	2024017374

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1840 E CHERYL DR, WINTER PARK, FL 32792-6303
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 EAST CHERYL DIRVE, WINTER PARK, FL 32792-6303

Mortgage

Document Number	0104440524
Date	May 23, 2023
Book Page	10444/524
Instrument	2023047500

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1840 E CHERYL DR, WINTER PARK, FL 32792-6303
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100841065
Date	Nov 1, 2021
Book Page	10084/1065
Instrument	2021143559

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Jul 13, 2021
Property Address	1840 E CHERYL DR, WINTER PARK, FL 32792-6303
Document Number	0099870883
Book / Page	9987 / 883
Map Reference	MB 21 PG 86
Instrument Date	Mar 19, 2021
Instrument	2021093361
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 E CHERYL DR, WINTER PARK, FL 32792-6303

Mortgage

Document Number	9987888
Date	Jul 13, 2021
Instrument	9987/888

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,094.00 (+15.49%) Homeowner's exemption	$239,076 (+10.75%)	$432,792 (+12.79%) Land $95,000 Building $337,792
2023	$2,679.00 (+2.68%) Homeowner's exemption	$215,862 (+3%)	$383,715 (+0.8%) Land $69,000 Building $314,715
2022	$2,609.00 Homeowner's exemption	$209,575	$380,670 Land $69,000 Building $311,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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