1840 E Ave del Oro, Phoenix, AZ 85022 Property Records

Maricopa County property record for 1840 E Ave del Oro, Phoenix, AZ 85022

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,796 sqft · built 2017
Lot Size	0.201 acres (8,780 sqft)
Owner	Company Name on Record
Last Sale	$585,000 (Mar 2025)
Tax Bill	$2,303 (2025)
Deeds & Mortgages	Sep 2019 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`166-41-022`

Property Details

APN / Parcel Number

Primary APN	`166-41-022`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,796 sqft Living Area
1st Floor Area	885 sqft
2nd Floor Area	911 sqft

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Concrete Tile
Lot Area	8,780 sqft (0.201 acres)
Parking Spaces	2 Parking Spaces
Pool Area	261 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1840 E AVENIDA DEL ORO
City	PHOENIX
State	AZ
Zip	85022-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	MONTCLAIR HILLS
Legal Range	03E
Legal Township	03N
Legal Section	15
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	MONTCLAIR HILLS
Legal Lot Number	22
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3006
Census Tract	103701

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	1840 E AVENIDA DEL ORO, PHOENIX, AZ 85022-5020
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
May 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Apr 12, 2018	Warranty Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2025 · Amount on Record
Deed Sale	Mar 4, 2025 · Amount on Record
Prior Sale	May 12, 2020
Deed Document Number	20250115838
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1840 E AVENIDA DEL ORO, PHOENIX, AZ 85022-5020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000708777
Date	Sep 11, 2019
Instrument	20190708777

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 12, 2020
Property Address	1840 E AVENIDA DEL ORO, PHOENIX, AZ 85022-5020
Document Number	0000403170
Map Reference	MB 81 PG 5
Instrument Date	Apr 13, 2020
Instrument	20200403170
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1840 E AVENIDA DEL ORO, PHOENIX, AZ 85022-5020

Mortgage

Document Number	0000403171
Date	May 12, 2020
Instrument	20200403171

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 12, 2018
Property Address	1840 E AVENIDA DEL ORO, PHOENIX, AZ 85022-5020
Document Number	0000278005
Instrument Date	Apr 2, 2018
Instrument	278005
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1840 E AVENIDA DEL ORO PHOENIX AZ 850225020, PHOENIX, AZ 85022-5020

Mortgage

Document Number	278006
Date	Apr 12, 2018
Instrument	278006

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,770 (+13.39%)	$577,700 (+13.39%) Land $115,500 Building $462,200
2025	$2,303.00 (+5.02%)
2024		$50,950	$509,500 Land $101,900 Building $407,600
2023	$2,193.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

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