1840 Circle Ln, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 1840 Circle Ln, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,483 sqft · built 2001
Lot Size0.124 acres (5,433 sqft)
OwnerTrust Name on File
Last Sale$1,100,000 (Mar 2018)
Tax Bill$13,073 (2025)
Deeds & MortgagesMar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN064-172-029

Property Details

APN / Parcel Number

Primary APN064-172-029

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,483 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Construction TypeWood
Lot Area5,433 sqft (0.124 acres)
TerrainSteep
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address1840 CIRCLE LN
CityCAYUCOS
StateCA
Zip93430-1424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionPR BCH NO 2 BLK 1 LT 34
Legal SubdivisionPASO ROBLES BEACH 02
Legal Block1
Legal Lot Number34
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3009
Census Tract10504

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address1840 CIRCLE LN, CAYUCOS, CA 93430-1424
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 15, 2018 · Amount on Record
Deed SaleMar 15, 2018 · Amount on Record
Prior SaleJul 7, 2009
Deed Document Number2018010148
Record UpdatedJun 7, 2026

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 15, 2018
Property Address1840 CIRCLE LN, CAYUCOS, CA 93430-1424
Document Number0000010148
Instrument DateMar 1, 2018
Instrument10148
Transaction TypeTransfer
Record UpdatedMar 22, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,210.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1840 CIRCLE LN CAYUCOS CA 934301424, CAYUCOS, CA 93430-1424

Mortgage

Document Number10149
DateMar 15, 2018
Instrument10149
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288
Agreement
AmountAmount Recorded
Term360 Months
DueMar 14, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$13,073.00 (+1.9%)$1,251,609 (+4.04%) Land $682,696 Building $568,913
2023$12,829.00 (+1.7%)$1,203,009 Land $656,187 Building $546,822
2022$12,614.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSLO CSA NO. 10 - CAYUCOS WTP
serves 0 people · EPA ID CA4010025
Water SourceSurface water
Last State InspectionOct 2024
Lead5 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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