1840 3rd St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1840 3rd St N, Saint Cloud, MN 56303 · Last verified August 2026

Property Summary

Property Type	Commercial
Details	3,000 sqft · built 1962
Lot Size	0.121 acres (5,262 sqft)
Owner	Individual Name on File
Tax Bill	$2,954 (2026)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-50330-0000`

Property Details

APN / Parcel Number

Primary APN	`82-50330-0000`

Interior

Stories	1 Story
Building Area	3,000 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Block
Lot Area	5,262 sqft (0.121 acres)
Lot Width	44 ft Width

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	1840 3RD ST N
City	SAINT CLOUD
State	MN
Zip	56303
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	E 43.85' OF LOT 6 BLK 1 ROBERTSON'S ADD SECTION 15 TOWNSHIP 124 RANGE 028 ROBERTSON'S ADD SECTION 15 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	ROBERTSONS ADD
Legal Block	1
Legal Lot Number	6
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3000
Census Tract	602

Owner

Source: Stearns County records · APN 82-50330-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2435 BARTON AVE NW, BUFFALO, MN 55313-4520
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Jun 12, 2026
Property Address	1840 3RD ST N, SAINT CLOUD, MN 56303
Document Number	0001715011
Instrument Date	May 15, 2026
Instrument	20261715011
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	3355 ANTELOPE AVE SW, MONTROSE, MN 55363-5413

Mortgage

Document Number	0001715011,
Date	Jun 12, 2026
Instrument	20261715011

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 15, 2031

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,954.00 (+11.56%)	$136,500 (-) Land $43,000 Building $93,500	$136,500 (-) Land $43,000 Building $93,500
2025		$136,500 (-) Land $43,000 Building $93,500	$136,500 (-) Land $43,000 Building $93,500
2024	$2,648.00 (+4.17%)
2023	$2,542.00	$136,500 Land $43,000 Building $93,500	$136,500 Land $43,000 Building $93,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.