184 Whaler Dr, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 184 Whaler Dr, Melbourne Beach, FL 32951

Property Summary

Property Type	Single Family Home
Details	3,247 sqft · built 2017
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Jul 2023)
Tax Bill	$11,989 (2025)
Deeds & Mortgages	Jul 2023 Sale Jan 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`29-38-36-11-*-15`

Property Details

APN / Parcel Number

Primary APN	`29-38-36-11-*-15`
Alternative APNs	`29-38-36-11-00000.0-0015.00` `2961470`

Interior

Stories	2 Stories
Building Area	3,247 sqft Living Area
Gross Area	4,619 sqft
1st Floor Area	2,440 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	92 ft deep x 39 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	712 sqft
Porch	Finished/Open Porch
Porch Area	612 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Location & Zoning

Account Number	2961470
Street Address	184 WHALER DR
City	MELBOURNE BEACH
State	FL
Zip	32951-3961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OSPREY VILLAS EAST REPLAT AT AQUARINA II P.U.D. LOT 15 & W 1/2 OF LOT 14
Legal Range	38E
Legal Township	29S
Legal Section	36
Legal Subdivision	OSPREY VILLAS EAST REPLAT AT AQUARINA II
Legal Lot Number	15
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE SHORES-FLORIDANA BEACH
Census Block Group	2
Census Block	2014
Census Tract	66104

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	184 WHALER DR, MELBOURNE BEACH, FL 32951-3961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer BELLA TITLE AND ESCROW INC
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 13, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	2023148860
Deed Book / Page	9838 / 1805
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 17, 2023
Property Address	184 WHALER DR, MELBOURNE BEACH, FL 32951-3961
Document Number	0098381805
Book / Page	9838 / 1805
Map Reference	MB 47 PG 63&64
Instrument Date	Jul 7, 2023
Instrument	2023148860
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	BELLA TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$8,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1704 WICKINGHAM CV, VESTAVIA, AL 35243-4863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 WHALER DR, MELBOURNE, FL 32951-3961

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	184 WHALER DR, MELBOURNE BEACH, FL 32951-3961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086400404
Date	Jan 16, 2020
Book Page	8640/0404
Instrument	2020012487

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	184 WHALER DR, MELBOURNE BEACH, FL 32951-3961
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086640636
Date	Feb 13, 2020
Book Page	8664/0636
Instrument	2020035877

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	BIRMINGHAM, AL 35223

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 6, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$914,570 (-3.68%)	$914,570 (-3.68%)
2025	$11,989.00 (+37.44%) Homeowner's exemption	$949,500 (+37.85%) Land $187,500 Building $762,000	$949,500 (-4.9%) Land $187,500 Building $762,000
2023	$8,723.00 (+7.2%) Homeowner's exemption	$688,810 (+3%)	$998,470 (+5.18%) Land $187,500 Building $810,970
2022	$8,137.00 Homeowner's exemption	$668,750	$949,300 Land $217,500 Building $731,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,017 units insured incl. 267 condo units
Nearby Flood Claims	63 (1989–2022)
Claims Outside the SFHA	34 of 63
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 5 claims Hurricane Matthew, Oct 2016 · 7 claims Hurricane Frances, Sep 2004 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARINA UTILITIES private · serves 750 people · EPA ID FL3054060
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2025) action level 15 ppb
Copper	1.7 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Sep 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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