184 Walker Ln, Fletcher, NC 28732 Property Records

Henderson County property record for 184 Walker Ln, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,788 sqft · built 1972
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Apr 2019)
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9652719772`

Property Details

APN / Parcel Number

Primary APN	`9652719772`
Alternative APN	`10003352`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,788 sqft Heated Area
1st Floor Area	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Foundation Type	No Foundation
Lot Area	30,928 sqft (0.71 acres)

Exterior Amenities

Porch	Slab
Deck Area	48 sqft
Patio Area	720 sqft
Canopy	360 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10003352
Street Address	184 WALKER LN
City	FLETCHER
State	NC
Zip	28732-0286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10003352~R
Legal Description	MINOR SUBDIVISION 0.71 AC TRA PL2018-11398
Legal Subdivision	MINOR SUBDIVISION
Legal Tract	A
Legal Block	71
Legal Lot Number	9772
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	3
Census Block	3024
Census Tract	930501

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 FOXDEN DR, 303, FLETCHER, NC 28732-5666
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 19, 2019	Deed of Trust, Construction Loan · Construction Mortgage HOMETRUST BK
Apr 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Feb 28, 2017	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Prior Sale	Feb 28, 2017 · Amount on Record
Deed Book / Page	3328 / 80
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	184 WALKER LN, FLETCHER, NC 28732-0286
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 WALKER LN, FLETCHER, NC 28732-0286

Mortgage

Document Number	0035830452
Date	Oct 20, 2020
Book Page	3583/452
Instrument	936180

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Recording Date	Jul 19, 2019
Property Address	184 WALKER LN, FLETCHER, NC 28732-0286
Document Number	0033610047
Book / Page	003361 / 000047
Instrument Date	Jul 19, 2019
Instrument	907349
Transaction Type	Construction Loan
Record Updated	Oct 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1458 WALKER LN FLETCHER NC 28732, FLETCHER, NC 28732

Mortgage

Document Number	33610047
Date	Jul 19, 2019
Book Page	003361/000047
Instrument	907349

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802-0010

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 29, 2019
Property Address	184 WALKER LN, FLETCHER, NC 28732-0286
Document Number	0033280080
Book / Page	003328 / 000080
Instrument Date	Jan 15, 2019
Instrument	902618
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	408 VILLAGE CREEK DR ASHEVILLE NC 288069075, ASHEVILLE, NC 28806-9075

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Feb 28, 2017
Property Address	184 WALKER LN, FLETCHER, NC 28732-0286
Document Number	0030230207
Book / Page	3023 / 207
Instrument Date	Feb 28, 2017
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 WALKER LN, FLETCHER, NC 28732-0286

Mortgage

Document Number	0030230210
Date	Feb 28, 2017
Book Page	3023/210
Instrument	858722

Lender

Name	ATLANTIC BAY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,100 (+15.39%) Land $29,800 Building $254,300
2025	$1,522.00
2023		$246,200 Land $29,800 Building $216,400	$284,100 Land $29,800 Building $254,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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