184 W Main St, Apt L, Niantic, CT 06357 Property Records

East Lyme Town property record for 184 W Main St, Apt L, Niantic, CT 06357

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 840 sqft · built 1973
Owner	2 Trust Names on Record
Last Sale	$90,000 (Jun 2013)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Jun 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:010.4 B:00027 L:0000L`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:010.4 B:00027 L:0000L`
Alternative APN	`6124`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	16 Units
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	972 sqft
1st Floor Area	840 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Roof Material	Rolled Roofing
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	6124
Street Address	184 W MAIN ST, L
City	NIANTIC
State	CT
Zip	06357-1024
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R20
Legal Block	27
Legal Lot Number	L
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1006
Census Tract	870703

Owner

Source: East Lyme Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	184 W MAIN ST, L, NIANTIC, CT 06357-1024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jun 5, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2013 · Amount on Record
Deed Sale	Jun 7, 2013 · Amount on Record
Prior Sale	Aug 2, 2005 · Amount on Record
Deed Book / Page	915 / 626
Last Transfer Date	May 21, 2025
Transfer Doc	001122-513
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	184 W MAIN ST APT L, L, NIANTIC, CT 06357-1024
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001121-281
Date	Apr 24, 2025
Book Page	1121/281
Instrument	848

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAST LYME CT
Recording Date	Jun 5, 2025
Property Address	184 W MAIN ST APT L, L, NIANTIC, CT 06357-1024
Document Number	001122-513
Book / Page	1122 / 513
Instrument Date	May 21, 2025
Instrument	1204
Transaction Type	Transfer
Record Updated	Jun 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 W MAIN ST #L # L, L, EAST LYME, CT 06333

Tax Assessment & Valuation

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,523.00	$54,390 (-) Building $54,390	$38,073 Building $38,073
2024	$1,523.00 (+12.56%)
2023	$1,353.00 (+4.32%)	$54,390 (-) Building $54,390
2022	$1,297.00	$54,390 Building $54,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011
Water Source	Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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