Contra Costa County property record for 184 Valdivia Cir, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,713 sqft · built 1980 |
| Lot Size | 0.114 acres (4,950 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,540 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-522-003 |
| Primary APN | 209-522-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,713 sqft Living Area |
| Gross Area | 2,150 sqft |
| 1st Floor Area | 1,713 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Cluster |
| Lot Area | 4,950 sqft (0.114 acres) |
| Lot Dimensions | 110 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 184 VALDIVIA CIR |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-2235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T05217 L0085 B |
| Legal Subdivision | SUBDIVISION 5217 |
| Legal Tract | 05217 |
| Legal Lot Number | 85 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 345116 |
184 Valdivia Cir is owned and occupied by two individuals who acquired it in December 2004.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 184 VALDIVIA CIR, SAN RAMON, CA 94583-2235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INTELLILOAN INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2004 |
| Transfer Doc | 0000487921 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 184 VALDIVIA CIR, SAN RAMON, CA 94583-2235 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | LSI TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000068036 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 2017-068036 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 184 VALDIVIA CIR, SAN RAMON, CA 94583-2235 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 184 VALDIVIA CIR, SAN RAMON, CA 94583-2235 |
| Document Number | 0000222872 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021-222872 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 184 VALDIVIA CIR, SAN RAMON, CA 94583-2235 |
| Document Number | 0000250357 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2020 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 184 VALDIVIA CIR SAN RAMON CA 945832235, SAN RAMON, CA 94583-2235 |
| Document Number | 0000250357 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 250357 |
| Name | INTELLILOAN INC |
|---|---|
| Address | SANTA ANA, CA 92799 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2050 |
The 2025 property tax bill for 184 Valdivia Cir was $3,540 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $254,209 (+2%) Land $88,798 Building $165,411 | |
| 2025 | $3,540.00 Homeowner's exemption | $249,225 Land $87,057 Building $162,168 |
| 2023 | $3,526.00 (+0.8%) Homeowner's exemption | $239,549 Land $83,677 Building $155,872 |
| 2022 | $3,498.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 184 Valdivia Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 184 Valdivia Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: T-Mobile.
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