Madison County property record for 184 Upper White Oak Rd, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,314 sqft · built 1974 |
| Lot Size | 4.93 acres (214,751 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $925,000 (Jul 2025) |
| Tax Bill | $2,437 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9736-85-6456 |
| Primary APN | 9736-85-6456 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,314 sqft Heated Area |
| 1st Floor Area | 1,596 sqft |
| Basement Area | 1,436 sqft |
| Finished Basement | 718 sqft |
| Unfinished Basement | 718 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Stone |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 214,751 sqft (4.93 acres) |
| Garage Area | 616 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Other |
|---|---|
| Heating System | Heat Pump |
| Street Address | 184 UPPER WHITE OAK RD |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-6139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | PL:10-871 |
| Legal Block | 85 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 3, MARS HILL |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10602 |
Source: Madison County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 184 UPPER WHITE OAK RD, MARS HILL, NC 28754-6139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2025 · Amount on Record |
| Deed Sale | Jul 18, 2025 · Amount on Record |
| Prior Sale | Jun 1, 2006 · Amount on Record |
| Deed Document Number | 2025358765 |
| Deed Book / Page | 816 / 4 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Jul 18, 2025 |
| Property Address | 184 UPPER WHITE OAK RD, MARS HILL, NC 28754-6139 |
| Document Number | 0008160004 |
| Book / Page | 816 / 4 |
| Map Reference | MB 10 PG 871 |
| Instrument Date | Jul 10, 2025 |
| Instrument | 358765 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 CLUBWOOD CT, ASHEVILLE, NC 28803-3174 |
| Name | Verified Name |
|---|---|
| Address | 184 UPPER WHITE OAK RD, MARS HILL, NC 28754-6139 |
| Document Number | 0000358766 |
|---|---|
| Date | Jul 18, 2025 |
| Instrument | 358766 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,437.00 | $501,712 (+32.24%) Land $80,027 Building $421,685 | $501,712 (+32.24%) Land $80,027 Building $421,685 |
| 2023 | $379,392 Land $60,833 Building $318,559 | $379,392 Land $60,833 Building $318,559 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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