Bergen County and Rutherford Borough property record for 184 Union Ave, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 4,285 sqft · built 1908 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $454,680 (Mar 2016) |
| Tax Bill | $15,904 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00040-0000-00005 |
| Primary APN | 56-00040-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,285 sqft Living Area |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Street Address | 184 UNION AVE |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X100 |
| Legal Block | 40 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 51300 |
184 Union Ave is owned and occupied by an individual who bought it in March 2016.
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 184 UNION AVE, RUTHERFORD, NJ 07070-1532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2016 · Amount on File |
| Deed Sale | Mar 17, 2016 · Amount on File |
| Deed Document Number | 20162103101 |
| Deed Book / Page | 2212 / 2134 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 184 UNION AVE, RUTHERFORD, NJ 07070-1532 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0044440633 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 4444/633 |
| Instrument | 2021165727 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 184 UNION AVE, RUTHERFORD, NJ 07070-1532 |
| Document Number | 0035851696 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 184 UNION AVE RUTHERFORD NJ 070701532, RUTHERFORD, NJ 07070-1532 |
| Document Number | 0035851696 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 003585/001696 |
| Instrument | 20044585 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 29, 2035 |
The 2025 property tax bill for 184 Union Ave was $15,904, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $497,000 (-) Land $234,000 Building $263,000 | $497,000 (-) Land $234,000 Building $263,000 | |
| 2025 | $15,904.00 (+2.53%) | $497,000 Land $234,000 Building $263,000 | $497,000 Land $234,000 Building $263,000 |
| 2024 | $15,511.00 | ||
| 2023 | $497,000 Land $234,000 Building $263,000 | $497,000 Land $234,000 Building $263,000 | |
| 2022 | $14,755.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 184 Union Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 184 Union Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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