Bergen County and Edgewater Borough property record for 184 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Condominium |
|---|---|
| Details | 1,848 sqft · built 2006 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $765,000 (Aug 2007) |
| Tax Bill | $13,482 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00072-01-00003-01-C0184 |
| Primary APN | 13-00072-01-00003-01-C0184 |
|---|---|
| Alternative APN |
|
| Building Area | 1,848 sqft Living Area |
|---|
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Lot Area | 4,600 sqft (0.106 acres) |
| Lot Dimensions | 100 ft deep x 46 ft wide |
| Street Address | 184 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1125 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | 46X100 |
| Legal Subdivision | UNDERCLIFF AVE CONDO |
| Legal Block | 72.01 |
| Legal Lot Number | 3.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13004 |
184 Undercliff Ave, a condominium, is owned and occupied by two individuals who bought it in August 2007.
Source: Bergen County and Edgewater Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 184 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Jan 13, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2007 · Amount on File |
| Deed Sale | Aug 31, 2007 · Amount on File |
| Prior Sale | Aug 31, 2007 · Amount on File |
| Deed Document Number | 20079930801 |
| Deed Book / Page | 9397 / 83 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 184 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1125 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0039720279 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 3972/279 |
| Instrument | 2021023845 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jan 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 13, 2017 |
| Property Address | 184 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1125 |
| Document Number | 0025042424 |
| Book / Page | 002504 / 002424 |
| Instrument Date | Dec 7, 2016 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2025 property tax bill for 184 Undercliff Ave was $13,482, up 5.4% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $874,700 (+6.72%) Land $258,200 Building $616,500 | $874,700 (+6.72%) Land $258,200 Building $616,500 | |
| 2025 | $13,482.00 (+5.39%) | $819,600 Land $248,600 Building $571,000 | $819,600 Land $248,600 Building $571,000 |
| 2024 | $12,793.00 | ||
| 2023 | $783,800 Land $239,800 Building $544,000 | $783,800 Land $239,800 Building $544,000 | |
| 2022 | $12,260.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 184 Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 184 Undercliff Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Starry.
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