184 Timberline Cir, Berlin, MD 21811 Property Records

Worcester County property record for 184 Timberline Cir, Berlin, MD 21811

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Aug 2024)
Tax Bill	$520 (2026)
Deeds & Mortgages	Nov 2023 Sale Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-119386`

Property Details

APN / Parcel Number

Primary APN	`03-119386`
Alternative APN	`119386`

Exterior

Lot Area	2,000 sqft (0.046 acres)

Location & Zoning

Account Number	119386
Street Address	184 TIMBERLINE CIR
City	BERLIN
State	MD
Zip	21811
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	A-1
Legal Description	LOT 184 PH 1 SEC 3 TIMBERLINE CIRCLE PL WHITE HORSE PARK
Legal Subdivision	WHITE HORSE PARK
Legal Phase	1
Legal Lot Number	184
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1012
Census Tract	950700

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4347 WINDY HILL RD, TRAPPE, MD 21673-1748
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed, Transfer
Oct 14, 2020	Deed, Transfer · Conventional Mortgage FIRST SHORE FEDERAL SAVINGS & LOAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	Nov 9, 2023 · Amount on Record
Deed Book / Page	8811 / 463
Transfer Doc	0000338886
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 9, 2023
Property Address	184 TIMBERLINE CIR, BERLIN, MD 21811
Document Number	0086660403
Book / Page	8666 / 403
Map Reference	BM WCL 79 FO 67
Instrument Date	Oct 18, 2023
Transaction Type	Transfer
Record Updated	Nov 28, 2023

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	300 13TH ST # 6, 6, OCEAN CITY, MD 21842-7656

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Oct 14, 2020
Property Address	184 TIMBERLINE CIR, BERLIN, MD 21811
Document Number	0077980230
Book / Page	7798 / 230
Map Reference	MB WCL 79 FO 67
Instrument Date	Oct 9, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OCEAN INVESTMENTS TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1158 SCHOOL HOUSE LN, WEST CHESTER, PA 19382-5680

Mortgage

Document Number	0007798235
Date	Oct 14, 2020
Instrument	7798/235

Lender

Name	FIRST SHORE FEDERAL SAVINGS & LOAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.5%
Index	3-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$520.00 (+7%)	$56,333 (+14.97%)	$60,000 (+22.45%) Land $60,000
2025	$486.00 (+3.85%)
2023	$468.00	$49,000 Land $49,000	$49,000 Land $49,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 155 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	26 (1985–2024)
Claims Outside the SFHA	14 of 26
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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