184 Stonegate Rd, Trout Valley (Cary), IL 60013 Property Records

McHenry County property record for 184 Stonegate Rd, Trout Valley, IL 60013

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,171 sqft · built 1957
Lot Size	1.12 acres (49,005 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Mar 2020)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`19-13-305-010`

Property Details

APN / Parcel Number

Primary APN	`19-13-305-010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,171 sqft
Gross Area	3,293 sqft
1st Floor Area	2,171 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Split Level
Exterior Material	Brick/Wood
Lot Area	49,005 sqft (1.12 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	184 STONEGATE RD
City	TROUT VALLEY
State	IL
Zip	60013-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0009556 LT 184 TROUT VALLEY DIVISION C
Legal Range	08E
Legal Township	43N
Legal Section	13
Legal Subdivision	TROUT VALLEY DIVISION
Legal Block	305
Legal Lot Number	184
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1019
Census Tract	871600

Owner

184 Stonegate Rd is owned and occupied by two individuals who bought it in March 2020.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Individual Names on File
Mailing Address	184 STONEGATE RD, TROUT VALLEY, IL 60013-2444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 18, 2020	Grant Deed, Transfer · Conventional with PMI PARKSIDE LNDG
Nov 27, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Sep 14, 2018	Trustee's Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Prior Sale	Nov 27, 2018 · Amount on File
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	184 STONEGATE RD, TROUT VALLEY, IL 60013-2444
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 STONEGATE RD, TROUT VALLEY, IL 60013-2444

Mortgage

Document Number	0000036643
Date	Dec 31, 2025
Instrument	2025R0036643

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2055

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	184 STONEGATE RD, TROUT VALLEY, IL 60013-2444
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 STONEGATE RD, TROUT VALLEY, IL 60013-2444

Mortgage

Document Number	0000024390
Date	Sep 27, 2023
Instrument	2023R0024390

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	184 STONEGATE RD, TROUT VALLEY, IL 60013-2444
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 STONEGATE RD, TROUT VALLEY, IL 60013-2444

Mortgage

Document Number	0000034477
Date	Oct 6, 2022
Instrument	2022R0034477

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	184 STONEGATE RD, TROUT VALLEY, IL 60013-2444
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	NOVAS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042460
Date	Aug 3, 2021
Instrument	2021R0042460

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	3.25%

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 18, 2020
Property Address	184 STONEGATE RD, TROUT VALLEY, IL 60013-2444
Document Number	0000009556
Instrument Date	Feb 24, 2020
Instrument	9556
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	184 STONEGATE RD TROUT VALLEY IL 600132444, TROUT VALLEY, IL 60013-2444

Mortgage

Document Number	9557
Date	Mar 18, 2020
Instrument	9557

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 27, 2018
Property Address	184 STONEGATE RD, TROUT VALLEY, IL 60013-2444
Document Number	0000040114
Instrument Date	Oct 29, 2018
Instrument	40114
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$251.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 COLGATE CT HOFFMAN ESTATES IL 601693528, HOFFMAN ESTATES, IL 60169-3528

September 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 14, 2018
Property Address	184 STONEGATE RD, TROUT VALLEY, IL 60013-2444
Document Number	0000031529
Instrument Date	Aug 8, 2018
Instrument	31529
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 S RIVERSIDE PLZ CHICAGO IL 606065808, CHICAGO, IL 60606-5808

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Trout Valley Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$118,686 Land $34,963 Building $83,723	$356,058 Land $104,889 Building $251,169

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 184 Stonegate Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Stonegate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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