184 Roy Dr, Madison, AL 35758 Property Records

Madison County property record for 184 Roy Dr, Madison, AL 35758

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,886 sqft · built 2019
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Feb 2010)
Tax Bill$4,416 (2026)
Deeds & MortgagesSep 2025 Line of Credit
May 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN15-08-27-0-003-004.003

Property Details

APN / Parcel Number

Primary APN15-08-27-0-003-004.003
Alternative APN
  • 338622

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,886 sqft Living Area
1st Floor Area2,886 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number338622
Street Address184 ROY DR
CityMADISON
StateAL
Zip35758-8783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF TR 2 WARREN SUB R/S OF TR 3 A R/S OF TR 1 OF A R/S OF ROY TATE PROPERTY PB# 20080717000464070 BEG AT NW COR OF SD TR 2
Legal Range02W
Legal Township03S
Legal Section27
Legal SubdivisionROY TATE PROPERTY
Legal Tract2
Legal Lot NumberPRT2
JurisdictionMADISON AL
Township / Civil DivisionMADISON
Census Block Group3
Census Block3036
Census Tract11012

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address184 ROY DR, MADISON, AL 35758-8783
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Line of Credit
REDSTONE FCU
May 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
SOUTHERN FIDELITY MTG GROUP/HU
Jul 31, 2018Trustee's Deed, Construction Loan · Line of Credit
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2010 · Amount on Record
Deed SaleFeb 9, 2010 · Amount on Record
Deed Document Number201067490
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address184 ROY DR, MADISON, AL 35758-8783
Transaction TypeMortgage
Record UpdatedOct 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address184 ROY DR, MADISON, AL 35758-8783

Mortgage

Document Number0000182457
DateSep 30, 2025
Book Page2025/182457
Lender
NameREDSTONE FCU
TypeCredit Union
Address220 WYNN DR NW, HUNTSVILLE, AL 35893
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 29, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address184 ROY DR, MADISON, AL 35758-8783
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029366
DateMay 14, 2019
Instrument20190514000029366
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address184 ROY DR, MADISON, AL 35758-8783
Document Number0000026351
Instrument DateApr 9, 2020
Transaction TypeMortgage
Record UpdatedJul 9, 2020
Title CompanyPINNACLE TITLE SERVICES LLC, PINNACLE TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address184 ROY DR MADISON AL 357588783, MADISON, AL 35758-8783

Mortgage

Document Number0000026351
DateApr 16, 2020
Instrument26351
Lender
NameSOUTHERN FIDELITY MTG GROUP/HU
AddressHUNTSVILLE, AL 35801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 15, 2050

July 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMADISON AL
Recording DateJul 31, 2018
Property Address184 ROY DR, MADISON, AL 35758-8783
Instrument DateJul 30, 2018
Instrument49071
Transaction TypeConstruction Loan
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address210 OLD FAIRWAY RD HUNTSVILLE AL 358066448, HUNTSVILLE, AL 35806-6448

Mortgage

Document Number0000049071
DateJul 31, 2018
Instrument49071
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-4360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 30, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,416.00 (+4.74%)
2025$4,216.00 (+6.82%) Homeowner's exemption$61,220 (+6.77%) Land $7,040 Building $54,180$612,000 (+6.77%) Land $70,400 Building $541,600
2023$3,947.00 (+11.34%) Homeowner's exemption$57,340 (+11.21%) Land $7,040 Building $50,300$573,200 (+11.19%) Land $70,400 Building $502,800
2022$3,545.00 Homeowner's exemption$51,560 Land $7,040 Building $44,520$515,500 Land $70,400 Building $445,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.2% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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