Onslow County property record for 184 Richlands Loop Rd, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Lot Size | 106 acres (4,630,428 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,656 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-38 |
| Primary APN | 43-38 |
|---|---|
| Alternative APNs |
|
| Lot Area | 4,630,428 sqft (106 acres) |
|---|
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Account Number | 400086247 |
|---|---|
| Street Address | 184 RICHLANDS LOOP RD |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-6378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-8 |
| Legal Description | SR 1301 |
| Legal Subdivision | GENE + ANNETTE CAVANAUGH |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 207 |
Source: Onslow County records, as of August 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 397, RICHLANDS, NC 28574-0397 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 17, 2024 |
| Transfer Doc | 6234000525 |
| Record Updated | Sep 20, 2026 |
Source: Onslow County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,656.00 | $558,290 (-) Land $230,710 Building $327,580 | $558,290 (-) Land $230,710 Building $327,580 |
| 2023 | $3,656.00 | $558,290 Land $230,710 Building $327,580 | $558,290 Land $230,710 Building $327,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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