184 Ragtime Ranch Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 184 Ragtime Ranch Rd, Elgin, TX 78621

Property Summary

Property Type	Rural Home
Details	2,413 sqft · built 1995
Lot Size	12.8 acres (559,876 sqft)
Owner	2 Company Names on Record
Last Sale	$65,600 (Aug 2010)
Tax Bill	$7,465 (2025)
Deeds & Mortgages	Jan 2025 Sale May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R78200`

Property Details

APN / Parcel Number

Primary APN	`R78200`
Alternative APN	`O0125630`

Interior

Stories	1 Story
Building Area	2,413 sqft Living Area
Gross Area	2,931 sqft
1st Floor Area	1,687 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Roof Material	Metal
Lot Area	559,876 sqft (12.8 acres)
Garage Type	Carport
Garage Area	784 sqft
Carport	Carport
Carport Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	486 sqft
Porch	Covered Porch
Porch Area	568 sqft
Pole Barn	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	184 RAGTIME RANCH RD
City	ELGIN
State	TX
Zip	78621-5038
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A189 HARRIS, ENOCH, ACRES 12.8530
Legal Subdivision	HARRIS, ENOCH
Legal Block	1
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1032
Census Tract	950102

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	120 JUNIPER TRL, ELGIN, TX 78621-5660
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2025	Warranty Deed, Transfer INDEPENDENCE TITLE
May 31, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2010 · Amount on Record
Deed Sale	Aug 23, 2010 · Amount on Record
Prior Sale	Mar 30, 2010 · Amount on Record
Deed Document Number	201010098
Deed Book / Page	2014 / 199
Record Updated	Sep 20, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BASTROP TX
Recording Date	Jan 29, 2025
Property Address	184 RAGTIME RANCH RD, ELGIN, TX 78621-5038
Document Number	0202501764
Map Reference	VOL 1085 PG 159
Instrument Date	Jan 28, 2025
Instrument	202501764
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	423 WOLF RD, MC DADE, TX 78650-5169

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	120 JUNIPER TRL, ELGIN, TX 78621-5660

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	184 RAGTIME RANCH RD, ELGIN, TX 78621-5038
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202212062
Date	May 31, 2022
Instrument	202212062

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	184 RAGTIME RANCH RD, ELGIN, TX 78621-5038
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	ITC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201914736
Date	Sep 23, 2019
Instrument	201914736

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	133 Months
Due	Oct 1, 2030

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,465.00 (+6.1%) Homeowner's exemption	$469,757 (+2.89%) Land $72,837 Building $396,920	$697,088 (+52.69%) Land $300,168 Building $396,920
2024	$7,036.00
2023	Homeowner's exemption	$456,552 Land $47,597 Building $408,955	$456,552 Land $47,597 Building $408,955
2022	$7,788.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: AT&T, SOS Communications, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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