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184 Phoebe St, Encinitas, CA 92024 Property Records

San Diego County property record for 184 Phoebe St, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms3 Baths
Architecture StyleDuplex Single
Year BuiltBuilt 2004
Square Footage2,625 sqft Living Area
Lot Size10,415 sqft (0.239 acres)
Last Sale$1,875,000 (2020)
Tax Bill$22,488.00 (2025)

Property Details

APN / Parcel Number

Primary APN254-230-40-02

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,625 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleDuplex Single Style
Lot Area10,415 sqft (0.239 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address184 PHOEBE ST
CityENCINITAS
StateCA
Zip92024-1459
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionPAR 2 US 184PER DOCS05-0023103&0243716&UND INT IN COMMON AREA TR PM18809
Legal SubdivisionENCINITAS
Legal Tract1018809
Legal Block5
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup5
Census Block5003
Census Tract17701

Owner

Source: San Diego County records · APN 254-230-40-02

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address184 PHOEBE ST, ENCINITAS, CA 92024-1459
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2022Intrafamily Transfer, Transfer
Jun 15, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Oct 01, 2018Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
CITIBANK NA
Aug 16, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
CITIBANK NA
Sep 25, 2020Grant Deed, Transfer · Veterans Administration Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 25, 2020 · Amount on Record
Deed SaleSep 25, 2020 · Amount on Record
Prior SaleJun 29, 2007 · Amount on Record
Deed Doc Number2020571727
Last Transfer DateSep 27, 2022
Transfer Doc0000389698
Record RefreshedSep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 05, 2022
Property Address184 PHOEBE ST, ENCINITAS, CA 92024-1459
Document Number0000389698
Map ReferenceDOC 2001-0707505
Instrument DateSep 27, 2022
Instrument2022-0389698
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address184 PHOEBE ST, ENCINITAS, CA 92024-1459

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address184 PHOEBE ST, ENCINITAS, CA 92024-1459
Transaction TypeMortgage
Record UpdatedSep 09, 2022
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address184 PHOEBE ST, ENCINITAS, CA 92024-1459

Mortgage

Document Number0000439294
DateJun 15, 2021
Instrument2021-0439294
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address184 PHOEBE ST, ENCINITAS, CA 92024-1459
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000406993
DateOct 01, 2018
Instrument2018-0406993
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueOct 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateOct 01, 2021
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6%
Index1-Year LIBOR
Max Rate10%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address184 PHOEBE ST, ENCINITAS, CA 92024-1459
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000347111
DateAug 16, 2019
Instrument2019-0347111
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateSep 01, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate8.5%

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 25, 2020
Property Address184 PHOEBE ST, ENCINITAS, CA 92024-1459
Document Number0000571727
Map ReferenceDOC 2001-0707505
Instrument DateAug 31, 2020
Instrument2020-0571727
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address184 PHOEBE ST, ENCINITAS, CA 92024-1459

Mortgage

Document Number0000571728
DateSep 25, 2020
Instrument2020-0571728
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$2,070,148 (+2%) Land $1,435,304 Building $634,844
2025$22,488.00 (+6.54%)$2,029,558 (+4.04%) Land $1,407,161 Building $622,397
2023$21,108.00 (+2.18%)$1,950,750 Land $1,352,520 Building $598,230
2022$20,658.00

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