184 NE Edgewater Dr, Apt 1302, Stuart, FL 34996 Property Records

Martin County property record for 184 NE Edgewater Dr, Apt 1302, Stuart, FL 34996

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,622 sqft · built 1988
Owner	Trust Name on File
Last Sale	$329,500 (Jun 2012)
Tax Bill	$6,712 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Transfer
Flood Zone	Zone X (moderate risk)
APN	`31-37-42-070-001-1302.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`31-37-42-070-001-1302.0-1-0000`
Alternative APNs	`31-37-42-070-001-13020-1` `10837`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	19 Units
Stories	1 Story
Building Area	1,622 sqft Living Area
Gross Area	1,724 sqft
1st Floor Area	1,622 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10837
Street Address	184 NE EDGEWATER DR, 1302
City	STUART
State	FL
Zip	34996-4472
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RIVERBEND AT I.R.P.- BLDG. 1 UNIT 1302
Legal Range	42E
Legal Township	37S
Legal Section	31
Legal Subdivision	RIVERBEND AT INDIAN RIVER PLANTATION CON
Legal Block	1
Legal Lot Number	1302
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1008
Census Tract	100

Owner

184 NE Edgewater Dr, Apt 1302 is owner-occupied and held in a trust since June 2012.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	184 NE EDGEWATER DR, 1302, STUART, FL 34996-4472
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2012 · Amount on File
Deed Sale	Jun 21, 2012 · Amount on File
Prior Sale	Apr 25, 1997
Deed Document Number	20122337537
Deed Book / Page	2584 / 1753
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	184 NE EDGEWATER DR APT 1302, 1302, STUART, FL 34996-4472
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 NE EDGEWATER DR, STUART, FL 34996-4473

Mortgage

Document Number	0032181551
Date	Apr 26, 2021
Book Page	3218/1551
Instrument	2883974

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 31, 2020
Property Address	184 NE EDGEWATER DR APT 1302, 1302, STUART, FL 34996-4472
Document Number	0031202363
Book / Page	003120 / 002363
Instrument Date	Mar 3, 2020
Instrument	2807794
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1184 NE EDGEWATER DR STUART FL 34996, STUART, FL 34996

Tax Assessment & Valuation

The 2025 property tax bill for 184 NE Edgewater Dr, Apt 1302 was $6,712 with a homeowner's exemption, down 1.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,712.00 (-1.09%) Homeowner's exemption	$462,879	$690,390 Building $690,390
2024	$6,786.00 (+1.62%)
2023	$6,678.00 (+3.36%) Additional exemption filed	$436,733 (+3%)	$666,590 (+39.45%) Building $666,590
2022	$6,461.00 Homeowner's exemption	$424,013	$478,030 Building $478,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 184 NE Edgewater Dr, Apt 1302 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 NE Edgewater Dr, Apt 1302 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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