184 Mocha Ct, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 184 Mocha Ct, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,445 sqft · built 1999
Lot Size	0.249 acres (10,865 sqft)
Owner	2 Trust Names on Record
Last Sale	$340,000 (Jun 2022)
Tax Bill	$2,657 (2025)
Deeds & Mortgages	Jun 2022 Sale Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`402304255002`

Property Details

APN / Parcel Number

Primary APN	`402304255002`
Alternative APNs	`00952620867504` `10004607064`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
Gross Area	2,006 sqft
1st Floor Area	1,445 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,865 sqft (0.249 acres)
Garage Type	Attached
Garage Area	369 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620867504
Street Address	184 MOCHA CT
City	PUNTA GORDA
State	FL
Zip	33983-5345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK556 LT 25 982/74 1028/567 1163/1311 CT1607/49 1635/279 1717/1028 1765/1760 1895/1088 2141/1591 2715/505 3334/1957 3921/1775 DC4372/748-TFG NT 4372/751 AFF4372/752 4372/757 4996/732
Legal Range	23E
Legal Township	40S
Legal Section	04
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	556
Legal Lot Number	25
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3000
Census Tract	20103

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	184 MOCHA CT, PUNTA GORDA, FL 33983-5345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Warranty Deed, Transfer ALL COAST TITLE AND ESCROW, ALL COAST TITLE & ESCROW
Oct 25, 2018	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Oct 25, 2018 · Amount on Record
Deed Document Number	20223111269
Deed Book / Page	4996 / 732
Prior Transfer Date	Nov 26, 2014
Prior Transfer Doc	0039211775
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 6, 2022
Property Address	184 MOCHA CT, PUNTA GORDA, FL 33983-5345
Document Number	0049960732
Book / Page	4996 / 732
Map Reference	MB 11 PG 2A-2Z42
Instrument Date	May 31, 2022
Instrument	3111269
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	ALL COAST TITLE AND ESCROW, ALL COAST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	184 MOCHA CT, PUNTA GORDA, FL 33983-5345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 MOCHA CT, PUNTA GORDA, FL 33983-5345

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 25, 2018
Property Address	184 MOCHA CT, PUNTA GORDA, FL 33983-5345
Document Number	0043720757
Book / Page	4372 / 0757
Map Reference	MB11 PG2A-2Z42
Instrument Date	Oct 10, 2018
Instrument	2656322
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	HOMETOWN TITLE & CLOSING SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 A CLOS NOVES 1868 COLOOMBEY SEITZERLAND, 73, XX 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 SW 25TH TER, CAPE CORAL, FL 33914-7705

Mortgage

Document Number	0002656323
Date	Oct 25, 2018
Instrument	2656323

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,657.00 (-31.25%) Homeowner's exemption	$216,152 (-16.13%) Land $28,050 Building $188,102	$216,152 (+1.94%) Land $28,050 Building $188,102
2024	$3,865.00 (-10.37%)
2023	$4,312.00 (+78.48%) Homeowner's exemption	$257,731 (+75.29%)	$212,037 (-2.55%) Land $33,000 Building $179,037
2022	$2,416.00 Homeowner's exemption	$147,035	$217,596 Land $22,100 Building $195,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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