184 Mill Cove Rd, Warwick, RI 02889 Property Records

Warwick City property record for 184 Mill Cove Rd, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1953
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$502,000 (Jul 2025)
Tax Bill	$5,097 (2025)
Deeds & Mortgages	Jul 2025 Sale Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`33501300000`

Property Details

APN / Parcel Number

Primary APN	`33501300000`
Alternative APNs	`WARW M:335 B:0130 L:0000` `129633`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	3,874 sqft
1st Floor Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	129633
Street Address	184 MILL COVE RD
City	WARWICK
State	RI
Zip	02889-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	130
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1015
Census Tract	21502

Owner

184 Mill Cove Rd is owned and occupied by an individual who bought it in July 2025.

Source: Warwick City records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	184 MILL COVE RD, WARWICK, RI 02889-4714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2025	Warranty Deed, Transfer
Dec 4, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Dec 19, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jun 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Jun 3, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on File
Deed Sale	Jul 3, 2025 · Amount on File
Prior Sale	Jun 16, 2021 · Amount on File
Deed Book / Page	10712 / 125
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jul 3, 2025
Property Address	184 MILL COVE RD, WARWICK, RI 02889-4714
Document Number	010712-125
Book / Page	10712 / 125
Instrument Date	Jun 27, 2025
Instrument	7506
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 MILL COVE RD, WARWICK, RI 02889-4714

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	184 MILL COVE RD, WARWICK, RI 02889-4714
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009686-267
Date	Dec 4, 2020
Book Page	9686/267
Instrument	19365

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	184 MILL COVE RD, WARWICK, RI 02889-4714
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009421-183
Date	Dec 19, 2019
Book Page	9421/183
Instrument	18013

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 16, 2021
Property Address	184 MILL COVE RD, WARWICK, RI 02889-4714
Document Number	009870-281
Book / Page	9870 / 281
Instrument Date	Jun 15, 2021
Instrument	12334
Transaction Type	Transfer
Record Updated	Sep 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 MILL COVE RD, WARWICK, RI 02889-4714

Mortgage

Document Number	0000012335
Date	Jun 16, 2021
Instrument	12335

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	184 MILL COVE RD, WARWICK, RI 02889-4714
Document Number	8837-289
Book / Page	008837 / 000289
Instrument Date	Jun 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 MILL COVE RD WARWICK RI 028894714, WARWICK, RI 02889-4714

Mortgage

Document Number	8837-289
Date	Jun 15, 2017
Book Page	008837/000289
Instrument	8440

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 184 Mill Cove Rd was $5,097.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,097.00	$401,300 Land $117,000 Building $284,300
2024			$461,985
2023	$4,999.00 (+4.78%)	$352,300 (+38.32%) Land $101,800 Building $250,500
2022	$4,771.00	$254,700 Land $65,100 Building $189,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 184 Mill Cove Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	34 (1978–2012)
Claims Outside the SFHA	5 of 34
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Apr 2010 · 8 claims Hurricane Bob, Aug 1991 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Mill Cove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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