184 Marigold Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 184 Marigold Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,304 sqft · built 2003
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Mar 2021)
Tax Bill	$12,801 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
APN	`04-08-0-305-002`

Property Details

APN / Parcel Number

Primary APN	`04-08-0-305-002`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,304 sqft Living Area
Basement Area	1,824 sqft
Unfinished Basement	1,824 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Mixed
Garage Area	120 sqft

Exterior Amenities

Porch	Slab
Porch Area	242 sqft
Deck Area	252 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	184 MARIGOLD DR
City	O FALLON
State	IL
Zip	62269-7037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTHSTONE LOT/SEC-27 A02854454
Legal Subdivision	HEARTHSTONE
Legal Block	305
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2013
Census Tract	504353

Owner

184 Marigold Dr is owned and occupied by two individuals who acquired it in July 2025.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	184 MARIGOLD DR, O FALLON, IL 62269-7037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Prior Sale	Dec 3, 2003 · Amount on File
Deed Document Number	20212691378
Last Transfer Date	Jul 21, 2025
Transfer Doc	0002854454
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 15, 2021
Property Address	184 MARIGOLD DR, O FALLON, IL 62269-7037
Document Number	A02691378
Map Reference	MB 101 PG 17
Instrument Date	Mar 12, 2021
Instrument	A02691378
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PROFESSIONAL TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	184 MARIGOLD DR, 184, O FALLON, IL 62269-7037

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	184 MARIGOLD DR, O FALLON, IL 62269-7037

Mortgage

Document Number	A02691379
Date	Mar 15, 2021
Instrument	A02691379

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 184 Marigold Dr was $12,801.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,801.00	$177,599 Land $25,152 Building $152,447	$532,797 Land $75,456 Building $457,341
2022		$132,201 Land $18,723 Building $113,478	$396,603 Land $56,169 Building $340,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 184 Marigold Dr; there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2023)
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Marigold Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20