184 Latham St, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 184 Latham St, Cedar Point, NC 28584

Property Summary

Property Type	Vacant Land
Lot Size	0.709 acres (30,884 sqft)
Owner	Individual Name on File
Tax Bill	$420 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5374.15.63.1592000`

Property Details

APN / Parcel Number

Primary APN	`5374.15.63.1592000`
Alternative APNs	`554850` `55726`

Exterior

Lot Area	30,884 sqft (0.709 acres)
Lot Dimensions	221 ft deep x 140 ft wide

Location & Zoning

Account Number	55726
Street Address	184 LATHAM ST
City	CEDAR POINT
State	NC
Zip	28584-4000
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 4 - LOT OFF LATHAM DR REDFEARN HEIRS
Legal Subdivision	JOHN S JONES
Legal Lot Number	4
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3068
Census Tract	970806

Owner

184 Latham St, vacant land, is owned by an individual who acquired it in May 2021.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	190 LATHAM ST, CEDAR POINT, NC 28584-4000
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 25, 2022	Special Warranty Deed, Transfer
May 28, 2021	Intrafamily Transfer, Transfer
May 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 20, 2021
Transfer Doc	0017240245
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	184 LATHAM ST, CEDAR POINT, NC 28584-4000
Transaction Type	Mortgage
Record Updated	Feb 5, 2024
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018180296
Date	Jan 29, 2024
Book Page	1818/296
Instrument	1818296

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2039

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	May 25, 2022
Property Address	184 LATHAM ST, CEDAR POINT, NC 28584-4000
Document Number	0017680365
Book / Page	1768 / 365
Map Reference	MB 34 PG 192
Instrument Date	May 24, 2022
Instrument	1768365
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 SUNSET DR, SWANSBORO, NC 28584-9303

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTERET NC
Recording Date	May 28, 2021
Property Address	184 LATHAM ST, CEDAR POINT, NC 28584-4000
Document Number	0017240246
Book / Page	1724 / 246
Map Reference	MB 34 PG 192
Instrument Date	May 20, 2021
Instrument	1724246
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	121 SUNSET DR, SWANSBORO, NC 28584-9303

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTERET NC
Recording Date	May 28, 2021
Property Address	184 LATHAM ST, CEDAR POINT, NC 28584-4000
Document Number	0017240245
Book / Page	1724 / 245
Map Reference	MB 34 PG 192
Instrument Date	May 20, 2021
Instrument	1724245
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	121 SUNSET DR, SWANSBORO, NC 28584-9303

Tax Assessment & Valuation

The 2025 property tax bill for 184 Latham St was $420.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Cedar Point Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,022 (-) Land $95,022	$95,022 (-) Land $95,022
2025	$420.00	$95,022 Land $95,022	$95,022 Land $95,022
2023		$81,718 Land $81,718	$81,718 Land $81,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 184 Latham St in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	339 units insured incl. 126 condo units
Nearby Flood Claims	49 (1996–2022)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Latham St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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