184 Heirloom Ave, Lodi, CA 95242 Property Records

San Joaquin County property record for 184 Heirloom Ave, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,335 sqft · built 2017
Lot Size	0.157 acres (6,820 sqft)
Owner	2 Trust Names on File
Last Sale	$577,500 (Oct 2017)
Tax Bill	$7,976 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`029-550-320-000`

Property Details

APN / Parcel Number

Primary APN	`029-550-320-000`
Alternative APN	`029-550-32`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,335 sqft Living Area
1st Floor Area	2,335 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,820 sqft (0.157 acres)
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	029-550-32
Street Address	184 HEIRLOOM AVE
City	LODI
State	CA
Zip	95242-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-FM PT OF 029-380-05 PER ROSE GATE UNIT NO 2
Legal Subdivision	ROSE GATE UN #2
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1001
Census Tract	4104

Owner

184 Heirloom Ave is owner-occupied and held in a trust since January 2024.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	184 HEIRLOOM AVE, LODI, CA 95242-9728
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 9, 2024	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
May 9, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Mar 20, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS BK/MCLENNAN CNTY
Oct 26, 2017	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2017 · Amount on File
Deed Sale	Oct 26, 2017 · Amount on File
Deed Document Number	2017124653
Last Transfer Date	Jan 4, 2024
Transfer Doc	0000002066
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	184 HEIRLOOM AVE, LODI, CA 95242-9728
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 HEIRLOOM AVE, LODI, CA 95242-9728

Mortgage

Document Number	0000065932
Date	Aug 18, 2023
Instrument	2023-065932

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 9, 2024
Property Address	184 HEIRLOOM AVE, LODI, CA 95242-9728
Document Number	0000002066
Map Reference	MB 42 PG 18
Instrument Date	Jan 4, 2024
Instrument	2024-002066
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	184 HEIRLOOM AVE, LODI, CA 95242-9728

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	184 HEIRLOOM AVE, LODI, CA 95242-9728
Document Number	0000059282
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	184 HEIRLOOM AVE LODI CA 952429728, LODI, CA 95242-9728

Mortgage

Document Number	0000059282
Date	May 20, 2020
Instrument	59282

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	184 HEIRLOOM AVE, LODI, CA 95242-9728
Document Number	0000035627
Instrument Date	Mar 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	CT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	184 HEIRLOOM AVE LODI CA 952429728, LODI, CA 95242-9728

Mortgage

Document Number	0000035627
Date	Mar 30, 2018
Instrument	35627

Lender

Name	COMPASS BK/MCLENNAN CNTY
Type	Federal Savings Bank
Address	LODI, CA 95240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 29, 2043

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 26, 2017
Property Address	184 HEIRLOOM AVE, LODI, CA 95242-9728
Document Number	0000124653
Map Reference	MAP42 PG18
Instrument Date	Sep 29, 2017
Instrument	2017-124653
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	184 HEIRLOOM AVE, LODI, CA 95242-9728

Mortgage

Document Number	0000124655
Date	Oct 26, 2017
Instrument	2017-124655

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Mortgage

Document Number	0000124656
Date	Oct 26, 2017
Instrument	2017-124656

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 184 Heirloom Ave was $7,976, up 0.5% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,976.00 (+0.47%)
2025	$7,939.00	$683,993 Land $136,537 Building $547,456
2023	$7,630.00 (+2.27%) Homeowner's exemption	$657,435 Land $131,236 Building $526,199	$675,270
2022	$7,461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 184 Heirloom Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Heirloom Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Matrix Broadband, Verizon.

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