184 Forest Trail Ln, Gilberts, IL 60136 Property Records

Kane County property record for 184 Forest Trail Ln, Gilberts, IL 60136

Property Summary

Property TypeSingle Family Home
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$493,000 (Jul 2019)
Tax Bill$14,308 (2025)
Deeds & MortgagesSep 2020 Mortgage
Nov 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-11-401-003

Property Details

APN / Parcel Number

Primary APN02-11-401-003

Exterior

Lot Area13,068 sqft (0.3 acres)

Location & Zoning

Street Address184 FOREST TRAIL LN
CityGILBERTS
StateIL
Zip60136-7713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE CONSERVANCY - POD 4 LT 517
Legal SubdivisionTHE CONSERVANCY-POD
Legal Block2
Legal Lot Number517
JurisdictionKANE IL
Township / Civil DivisionRUTLAND
Census Block Group2
Census Block2032
Census Tract850707

Owner

184 Forest Trail Ln is owned and occupied by two individuals who bought it in July 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address184 FOREST TRAIL LN, GILBERTS, IL 60136-7713
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Nov 15, 2019Trustee's Deed, Construction Loan · Line of Credit
55 HERITAGE (ILLINOIS) LLC
Jul 11, 2019Warranty Deed, Transfer · Conventional Mortgage
KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2019 · Amount on File
Deed SaleJul 11, 2019 · Amount on File
Prior SaleNov 10, 2016 · Amount on File
Deed Document Number201929564
Prior Transfer DateDec 17, 2012
Prior Transfer Doc0000088180
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address184 FOREST TRAIL LN, GILBERTS, IL 60136-7713
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055388
DateSep 23, 2020
Instrument2020K055388
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

November 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateNov 15, 2019
Property Address184 FOREST TRAIL LN, GILBERTS, IL 60136-7713
Instrument DateNov 13, 2019
Instrument55503
Transaction TypeConstruction Loan
Record UpdatedNov 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address340 W BUTTERFIELD RD #2D ELMHURST IL 601265042, 2D, ELMHURST, IL 60126-5042

Mortgage

Document Number0000055503
DateNov 15, 2019
Instrument55503
Lender
Name55 HERITAGE (ILLINOIS) LLC
Address1 N WACKER DR # 4400, CHICAGO, IL 60606-2841
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueNov 14, 2020
Interest
Rate TypeAdjustable Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 11, 2019
Property Address184 FOREST TRAIL LN, GILBERTS, IL 60136-7713
Document Number0000029564
Map ReferenceDOC 2007K035676
Instrument DateJun 18, 2019
Instrument2019K029564
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$493.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address184 FOREST TRAIL LN, GILBERTS, IL 60136-7713

Mortgage

Document Number0000029565
DateJul 11, 2019
Instrument2019K029565
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2049
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

The 2025 property tax bill for 184 Forest Trail Ln was $14,308 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionRutland Township
MunicipalityGilberts Village
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,308.00 Homeowner's exemption$230,691 (+8.43%) Land $42,614 Building $188,077$692,350 (+8.43%) Land $127,893 Building $564,457
2024$212,756 Land $39,301 Building $173,455$638,523 Land $117,950 Building $520,573
2022$12,677.00 (+2.92%) Homeowner's exemption$177,393 (+6.32%) Land $32,769 Building $144,624$532,179 (+6.32%) Land $98,307 Building $433,872
2021$12,317.00 Homeowner's exemption$166,848 Land $30,821 Building $136,027$500,544 Land $92,463 Building $408,081

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 184 Forest Trail Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Forest Trail Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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