184 FM 2488, Covington, TX 76636 Property Records

Hill County property record for 184 FM 2488, Covington, TX 76636

Property Summary

Property Type	Mobile Home
Details	1,680 sqft · built 2006
Lot Size	1 acres (43,691 sqft)
Owner	Individual Name on Record
Last Sale	$93,500 (Sep 2018)
Tax Bill	$2,270 (2026)
Deeds & Mortgages	May 2024 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16010-02800-90286-000000`

Property Details

APN / Parcel Number

Primary APN	`16010-02800-90286-000000`
Alternative APN	`377421`

Interior

Building Area	1,680 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Lot Area	43,691 sqft (1 acres)
Patio Area	200 sqft

Location & Zoning

Account Number	16010-02800-90286-000000
Street Address	184 FM 2488
City	COVINGTON
State	TX
Zip	76636-4561
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	F C BURT A-28 TR 28F 1.003 AC
Legal Subdivision	F C BURT A-
Legal Tract	28F
Jurisdiction	HILL TX
Township / Civil Division	BLUM
Census Block Group	1
Census Block	1029
Census Tract	960200

Owner

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	184 FM 2488, COVINGTON, TX 76636-4561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jul 29, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Sep 12, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Sep 11, 2018	Vendor's Lien, Transfer · FHA Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Dec 5, 2006 · Amount on Record
Deed Document Number	201899272
Deed Book / Page	1969 / 673
Prior Transfer Date	Nov 15, 2006
Prior Transfer Doc	001456/342
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	184 FM 2488, COVINGTON, TX 76636-4561
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 FM 2488, COVINGTON, TX 76636-4561

Mortgage

Document Number	002314/517
Date	May 1, 2024
Book Page	2314/517
Instrument	156222

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Oct 1, 2048

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	184 FM 2488, COVINGTON, TX 76636-4561
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 FM 2488, COVINGTON, TX 76636-4561

Mortgage

Document Number	002206/277
Date	Jul 29, 2022
Book Page	2206/277
Instrument	138728

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Oct 1, 2048

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	184 FM 2488, COVINGTON, TX 76636-4561
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 FM 2488, COVINGTON, TX 76636-4561

Mortgage

Document Number	0002393/93
Date	Sep 12, 2025
Book Page	2393/93
Instrument	168560

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Oct 1, 2048

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Sep 11, 2018
Property Address	184 FM 2488, COVINGTON, TX 76636-4561
Document Number	001969/673
Book / Page	1969 / 673
Map Reference	VOL 650 PG 900
Instrument Date	Sep 7, 2018
Instrument	00099272
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 FM 2488, COVINGTON, TX 76636-4561
Investor	Possibly a Property Investor

Mortgage

Document Number	0000099273
Date	Sep 11, 2018
Instrument	00099273

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,270.00 (+222.9%)	$130,130 (-3.61%)	$135,000 (-) Land $29,090 Building $105,910
2025	$703.00 (+7.16%) Homeowner's exemption	$135,000 (-0.69%) Land $29,090 Building $105,910	$135,000 (-0.69%) Land $29,090 Building $105,910
2023		$135,940 Land $28,080 Building $107,860	$135,940 Land $28,080 Building $107,860
2022	$656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2000–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 79% of Texas
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODROW OSCEOLA WSC BLANTON WELL PLANT 1 serves 2,526 people · EPA ID TX1090025
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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