184 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 184 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,103 sqft · built 1940
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on File
Last Sale$259,888 (Dec 2017)
Tax Bill$4,466 (2025)
Deeds & MortgagesDec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN547597

Property Details

APN / Parcel Number

Primary APN547597
Alternative APNs
  • 390330 102025 0000
  • 104896

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,103 sqft Living Area
1st Floor Area1,103 sqft

Exterior

Year BuiltBuilt 1940
Architectural StyleOther
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area60,984 sqft (1.4 acres)
Deck Area120 sqft
Storage Building384 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number547597
Street Address184 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-9717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 9 RODS OF S 1/3 OF GOVT LOT 4-LESS RD
Legal Range03
Legal Township39
Legal Section30
Legal Lot Number4
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2031
Census Tract10701

Owner

Source: Whatcom County records · APN 547597

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address184 E SMITH RD, BELLINGHAM, WA 98226-9717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2017 · Amount on Record
Deed SaleDec 06, 2017 · Amount on Record
Prior SaleMay 04, 1999 · Amount on Record
Deed Document Number2017-1200639
Record UpdatedJun 08, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateDec 06, 2017
Property Address184 E SMITH RD, BELLINGHAM, WA 98226-9717
Document Number2171200639
Instrument DateNov 06, 2017
Instrument1200639
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,631.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address184 E SMITH RD BELLINGHAM WA 982269717, BELLINGHAM, WA 98226-9717

Mortgage

Document Number2171200640
DateDec 06, 2017
Instrument1200640
Lender
NameUMPQUA BK
TypeBank
AddressTIGARD, OR 97224
Agreement
AmountAmount Recorded
Term360 Months
DueDec 05, 2047

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,466.00 (+32.88%)$509,582 (+17.63%) Land $292,377 Building $217,205$509,582 (+17.63%) Land $292,377 Building $217,205
2022$433,209 Land $219,402 Building $213,807$433,209 Land $219,402 Building $213,807
2021$3,361.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 4% of Washington
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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