Branch County property record for 184 E Lockwood Rd, Coldwater, MI 49036
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 90.2 acres (3,931,290 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,343 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-006-400-002-99 |
| Primary APN | 110-006-400-002-99 |
|---|
| Lot Area | 3,931,290 sqft (90.2 acres) |
|---|
| Street Address | 184 E LOCKWOOD RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9001 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | THAT PRT OF SE 1/4 LY E OF NEW CHANNEL EXC PAR 168 FT N & S BY 230 FT E & W IN NE COR THEREOF ALSO EXC COM S 89DEG 56MIN 44 |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 06 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 951100 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 184 E LOCKWOOD RD, COLDWATER, MI 49036-9001 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 184 E LOCKWOOD RD, COLDWATER, MI 49036-9001 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 184 E LOCKWOOD RD, COLDWATER, MI 49036-9001 |
| Document Number | 0202305188 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 2023-05188 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year CMT |
| Max Rate | 13.5% |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $449,743 (+5.69%) | $899,486 (+5.69%) | |
| 2025 | $5,343.00 (+2.36%) | $425,534 | $851,068 |
| 2024 | $5,220.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Mercury Fiber.
5G (outdoors only) and 4G LTE
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