184 E Chance Rd, Lumberton, TX 77657 Property Records

Hardin County property record for 184 E Chance Rd, Lumberton, TX 77657 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2,037 sqft · built 2021
Lot Size	0.501 acres (21,824 sqft)
Owner	Individual Name on File
Tax Bill	$357 (2023)
Deeds & Mortgages	Jul 2025 Mortgage Aug 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000053-011055`

Property Details

APN / Parcel Number

Primary APN	`000053-011055`
Alternative APN	`83081`

Interior

Stories	1 Story
Building Area	2,037 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	21,824 sqft (0.501 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	83081
Street Address	184 E CHANCE RD
City	LUMBERTON
State	TX
Zip	77657-7763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0053 VANMETER S K TRACT 1 S & C BUILDERS S/D ACRES .501
Legal Subdivision	VANMETER S K
Legal Tract	1
Jurisdiction	HARDIN TX
Township / Civil Division	LUMBERTON
Census Block Group	2
Census Block	2003
Census Tract	30504

Owner

Source: Hardin County records · APN 000053-011055

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	184 E CHANCE RD, LUMBERTON, TX 77657-7763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Vendor's Lien, Transfer · Conventional Mortgage EDUCATION FIRST CU
Aug 18, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL BANK NA
Jan 26, 2022	Vendor's Lien, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2025
Deed Sale	Jul 14, 2025
Prior Sale	Jan 26, 2022
Deed Document Number	2025-154382
Record Updated	Jun 08, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARDIN TX
Recording Date	Jul 14, 2025
Property Address	184 E CHANCE RD, LUMBERTON, TX 77657-7763
Document Number	0000154382
Map Reference	VOL 4 PG 237
Instrument Date	Jul 11, 2025
Instrument	2025-154382
Transaction Type	Transfer
Record Updated	Feb 06, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1260 NATASHAS WAY, LUMBERTON, TX 77657-1213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 E CHANCE RD, LUMBERTON, TX 77657-7763

Mortgage

Document Number	0000154383
Date	Jul 14, 2025
Instrument	2025-154383

Lender

Name	EDUCATION FIRST CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TX
Property Address	184 E CHANCE RD, LUMBERTON, TX 77657-7763
Transaction Type	Mortgage
Record Updated	Dec 06, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117995
Date	Aug 18, 2021
Instrument	2021-117995

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ORANGE, TX 77630

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HARDIN TX
Recording Date	Jan 26, 2022
Property Address	184 E CHANCE RD, LUMBERTON, TX 77657-7763
Document Number	0000122822
Map Reference	VOL 4 PG 237
Instrument Date	Jan 21, 2022
Instrument	2022-122822
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 LEE ST, 225, LUMBERTON, TX 77657-7399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 E CHANCE RD, LUMBERTON, TX 77657-7763

Mortgage

Document Number	0000122823
Date	Jan 26, 2022
Instrument	2022-122823

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hardin County
Municipality	Lumberton City
Unified School District	Lumberton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$326,374 (+3.4%) Land $22,545 Building $303,829	$326,374 (+0.46%) Land $22,545 Building $303,829
2024	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$315,633 (-2.84%) Land $21,042 Building $303,829	$324,871 (-) Land $21,042 Building $303,829
2023	$357.00 Homeowner's exemption	$324,871 Land $21,042 Building $303,829	$324,871 Land $21,042 Building $303,829
2022	$357.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (48199C), updated October 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481990305042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 96 individual NFIP policies nearby
Nearby Flood Policies	96 in force
Nearby Flood Claims	5 (2006–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2026, other causes
Claims By Storm	Hurricane Harvey, Aug 2017 · 2 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 18% of Texas
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 242 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
ITC Broadband Operating	Fiber	1,000 / 200
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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