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184 E 7th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 184 E 7th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 1,476 sqft · built 1850
Lot Size0.145 acres (6,318 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Jul 2026)
Tax Bill$2,113 (2026)
Deeds & MortgagesJul 2026 Sale
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.65-02-18

Property Details

APN / Parcel Number

Primary APN351200 128.65-02-18
Alternative APNs
  • 120012806500020180000000
  • 2294

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,476 sqft Living Area
1st Floor Area1,206 sqft
Upper Floors Area270 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,318 sqft (0.145 acres)
Lot Dimensions117 ft deep x 54 ft wide

Exterior Amenities

PorchSlab
Porch Area108 sqft
Patio Area352 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2294
Street Address184 E 7TH ST
CityOSWEGO
StateNY
Zip13126-3222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN1
Legal SubdivisionHAMILTONS TRACT
Legal Block2
Legal Lot Number18.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3009
Census Tract21604

Owner

184 E 7th St is owned and occupied by two individuals who bought it in July 2026.

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address7263 STATE ROUTE 104, OSWEGO, NY 13126-6029
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Warranty Deed, Transfer
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMPASS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2026 · Amount on File
Deed SaleJul 10, 2026 · Amount on File
Prior SaleAug 11, 2005 · Amount on File
Deed Document Number2026R-2026-005973
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateJul 10, 2026
Property Address184 E 7TH ST, OSWEGO, NY 13126-3222
Document Number0000005973
Instrument DateJul 7, 2026
Instrument20265973
Transaction TypeTransfer
Record UpdatedAug 28, 2026

Transaction

AmountAmount on Record
Tax$50,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7263 STATE ROUTE 104, OSWEGO, NY 13126-6029

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address184 E 7TH ST, OSWEGO, NY 13126-3222
Transaction TypeMortgage
Record UpdatedSep 8, 2021
Title CompanyVANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009376
DateAug 16, 2021
InstrumentR-2021-009376
Lender
NameCOMPASS FCU
TypeCredit Union
AddressOSWEGO, NY 13126
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueAug 6, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 184 E 7th St was $2,113 with exemptions applied, down 1.1% from the year before.

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,113.00 (-1.12%) Homeowner's exemption Senior Citizen's exemption
2025$2,137.00$114,000 Land $19,800 Building $94,200$114,000 Land $19,800 Building $94,200
2023$79,900 Land $13,000 Building $66,900$96,265 Land $15,663 Building $80,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 184 E 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1984)
Most Recent ClaimApr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 E 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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